Can you file a claim with your insurance company, even thoug

by linda.jackson » Fri Nov 07, 2008 05:37 pm

My Mom filed a claim with her insurance company and she said there was no hail damage, but they have paid her anyway. I didn't know you could do that. Will ins. companies let you file a claim when it is just old and needs to be replaced?

Total Comments: 6

Posted: Fri Nov 07, 2008 08:02 pm Post Subject:

No... if you state that there is damage and you know that there is not, it's called insurance fraud.

Posted: Fri Nov 07, 2008 10:36 pm Post Subject:

Why would she file a claim if there was no hail damage to begin with?

Posted: Sat Nov 08, 2008 04:59 am Post Subject:

If the insurance company paid your mother, she claimed some kind of damage.

Posted: Sat Nov 08, 2008 07:25 am Post Subject:

When there are no damages, why would you want to file a claim? All the claims that you file would go to your CLUE report which your future insurers can access at the time of issuing policies. And too many claims on the report may cause the insurer to decline coverage to you.

And all false claims for economic gains are frauds.

Thanks,
Rupert

Posted: Sat Nov 08, 2008 12:09 pm Post Subject:

linda i'm not sure i understand...are you saying you mom filed a claim, thinking she probably didn't have damage but then they found some and paid her?

Please explain this situation a little better.

Posted: Mon Nov 10, 2008 09:12 am Post Subject: be very careful with what you are trying to do

When there are no damages, why would you file a claim? All the claims that you file would go to your full report which your future insurers can access at the time of issuing policies. And too many claims on the report may cause the insurer to decline coverage to you. so pleas do not file a claim if there is no injury cause this is an insurance fraud, so not get involved in insurance fraud to enable you get good insuranc policy in the future for oue past determins our futer we all rip what we soe so they say be carfull with wath you are doing and dont get involved with fraud,just because your mother sew her insurance company and she got paid that do not mean you should go about doing the same i beg you again do not get involve in fraud.

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