Please let me know about Creditable coverage. At the same time, do let me know if VA health benefits could be termed as 'Creditable coverage' or not.
Total Comments: 13
Posted: Tue Jun 15, 2010 07:45 am Post Subject:
I think the term creditable coverage is closely associated with health insurance. It's probably a health coverage that comes to you under individual or group health plans as well as programs that are sponsored by the govt.
Posted: Thu Jun 17, 2010 05:14 am Post Subject:
Here are a couple of good links that will answer any questions you have regarding creditable coverage, HIPAA, your rights and many other questions.
This is the "Fractured Atlas" site, a really good one:
http://www.fracturedatlas.org/site/faq/c/4/3
Research on!
InsTeacher 8)
Posted: Thu Jun 17, 2010 06:21 am Post Subject:
Veterans are required to pay a penalty if they'd be late while enrolling for Medicare - D following their VA health care enrollment. Creditable coverage will help them avoid such penalties.
Posted: Fri Jun 18, 2010 07:01 am Post Subject:
In order to prove that you're enrolled in a health care plan meant for VAs, you'd need to show a letter from VA. This letter would show your enrollment date as well as consider VA enrollment as creditable coverage.
Posted: Fri Jun 18, 2010 05:06 pm Post Subject:
You have to be really careful here... HIPAAs creditable coverage does NOT apply to all situations! HIPAA applies to most medical expense plans, but does not apply to:
1. Plans with fewer than 2 participants 2. Government plans
3. Long-Term Care or Medicare Supplements
4. Limited dental or vision care insurance or specified/dread disease coverage.
5. Disability income or hospital indemnity insurance
6. Accident insurance; worker's comp; auto med pay or PIP
7. Credit-only insurance coverage
InsTeacher 8)
Posted: Sat Jun 19, 2010 11:14 am Post Subject:
I get your point that HIPAA doesn't apply to specified/dread disease coverage. Would you show me any example of such type of specified disease coverage?
Posted: Sat Jun 19, 2010 05:08 pm Post Subject: insurance
INSTEACHER....so, VA is obviously considered a Gov coverage. Why wouldn't the HIPAA credible coverage? My dad had Medical coverage, through the VA. He's 79 years old. I'm not sure if he has any OTHER type of Insurance, however. I know with the VA, the 'Private policy' issue stands. OR........am I just misunderstanding your meaning, concerning this subject?
Posted: Mon Jun 21, 2010 03:34 am Post Subject:
Maybe I'm confused here...
Is the insured currently covered through the VA? If so, why would he be seeking outside coverage when the VA coverage doesn't cost anything (I think...).?
If it's the other way around, I don't think the VA requires anything like this... If he was covered by a private plan, he should still have access to the VA coverage.
I'm really confused.
As to this:
Would you show me any example of such type of specified disease coverage?
Specified disease policies are exactly what they sound like; policies issued to cover specific diseases, such as cancer, heart disease, etc. They'll only pay if you contract that specified disease.
InsTeacher 8)
Posted: Wed Mar 02, 2011 03:55 am Post Subject: va coverage
Why is va medical coverage not considered creditable coverage, when the rx coverage is considered creditable coverage?? Don't think this is quite fair, But I guess that doesn't matter!
Posted: Wed Mar 02, 2011 04:00 am Post Subject: va coverage
Why is va medical coverage not considered creditable coverage, when the rx coverage is considered creditable coverage?? Don't think this is quite fair, But I guess that doesn't matter!
Posted: Tue Jun 15, 2010 07:45 am Post Subject:
I think the term creditable coverage is closely associated with health insurance. It's probably a health coverage that comes to you under individual or group health plans as well as programs that are sponsored by the govt.
Posted: Thu Jun 17, 2010 05:14 am Post Subject:
Here are a couple of good links that will answer any questions you have regarding creditable coverage, HIPAA, your rights and many other questions.
This is the federal gubmints site:
http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html
This is the "Fractured Atlas" site, a really good one:
http://www.fracturedatlas.org/site/faq/c/4/3
Research on!
InsTeacher 8)
Posted: Thu Jun 17, 2010 06:21 am Post Subject:
Veterans are required to pay a penalty if they'd be late while enrolling for Medicare - D following their VA health care enrollment. Creditable coverage will help them avoid such penalties.
Posted: Fri Jun 18, 2010 07:01 am Post Subject:
In order to prove that you're enrolled in a health care plan meant for VAs, you'd need to show a letter from VA. This letter would show your enrollment date as well as consider VA enrollment as creditable coverage.
Posted: Fri Jun 18, 2010 05:06 pm Post Subject:
You have to be really careful here... HIPAAs creditable coverage does NOT apply to all situations! HIPAA applies to most medical expense plans, but does not apply to:
1. Plans with fewer than 2 participants
2. Government plans
3. Long-Term Care or Medicare Supplements
4. Limited dental or vision care insurance or specified/dread disease coverage.
5. Disability income or hospital indemnity insurance
6. Accident insurance; worker's comp; auto med pay or PIP
7. Credit-only insurance coverage
InsTeacher 8)
Posted: Sat Jun 19, 2010 11:14 am Post Subject:
I get your point that HIPAA doesn't apply to specified/dread disease coverage. Would you show me any example of such type of specified disease coverage?
Posted: Sat Jun 19, 2010 05:08 pm Post Subject: insurance
INSTEACHER....so, VA is obviously considered a Gov coverage. Why wouldn't the HIPAA credible coverage? My dad had Medical coverage, through the VA. He's 79 years old. I'm not sure if he has any OTHER type of Insurance, however. I know with the VA, the 'Private policy' issue stands. OR........am I just misunderstanding your meaning, concerning this subject?
Posted: Mon Jun 21, 2010 03:34 am Post Subject:
Maybe I'm confused here...
Is the insured currently covered through the VA? If so, why would he be seeking outside coverage when the VA coverage doesn't cost anything (I think...).?
If it's the other way around, I don't think the VA requires anything like this... If he was covered by a private plan, he should still have access to the VA coverage.
I'm really confused.
As to this:
Would you show me any example of such type of specified disease coverage?
Specified disease policies are exactly what they sound like; policies issued to cover specific diseases, such as cancer, heart disease, etc. They'll only pay if you contract that specified disease.
InsTeacher 8)
Posted: Wed Mar 02, 2011 03:55 am Post Subject: va coverage
Why is va medical coverage not considered creditable coverage, when the rx coverage is considered creditable coverage?? Don't think this is quite fair, But I guess that doesn't matter!
Posted: Wed Mar 02, 2011 04:00 am Post Subject: va coverage
Why is va medical coverage not considered creditable coverage, when the rx coverage is considered creditable coverage?? Don't think this is quite fair, But I guess that doesn't matter!
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