My parents are both in their late sixties and looking for insurance as green card holders. Thanks for any advice.
Total Comments: 20
Posted: Tue Dec 28, 2010 07:48 pm Post Subject: Few Options in such situation
Few things:
1. Get specialty insurance like travel medical insurance( Applicable for non US Citizens in US, including Green card holders).
2. Get Medicare style , medicare gap filling plans.
3. Check with your state department of insurance if they have any Govt sponsored health insurance.
Posted: Wed Dec 29, 2010 06:02 am Post Subject:
2. Get Medicare style , medicare gap filling plans.
Now there's an utterly useless piece of information.
1. Get specialty insurance like travel medical insurance( Applicable for non US Citizens in US, including Green card holders).
A person who has legal residency in the U.S. does not need "travel medical insurance" as a resident. They may apply for any available HMO, PPO, or other form of major medical coverage available to any U.S. citizen.
Posted: Wed Jan 05, 2011 04:10 pm Post Subject:
Getting a job is the best idea. Been here three years, and now wants to use a govt. program that is paid for by tax payers. He needs to be one of the 65 to 75 year olds that are out working past retirement because times aren't as good as they used to be for our elderly.
Posted: Thu Apr 21, 2011 05:33 am Post Subject: response to MaxHerr
I disagree.
US Citizens and US permanent resident(Green card holders) are not same, the eligibility criteria can differ for a NON US citizens including green card holders. HMO, PPO plans etc may not be available for person age 65+ years and a new immigrant or living in US on green card.
search on google "health insurance for green card holders" and you can find good information.
Posted: Fri Dec 28, 2012 05:44 am Post Subject: Obama Health Care
Is there any relief for greencard holder permanent resident (non-citizen) americans in eligibility for medicare part a & b..My parents have green card and they hav eto wait for 5 years to buy into the part A and pay penalties for any delay in joing part B Medicare. ny changes to these requirements under Obama Care..Can we buy insurance for them through exchanges and not have to go through Medicare sign ups..Any information will be helpful..Thanks
Posted: Sun Dec 30, 2012 06:25 am Post Subject:
My parents have green card and they hav eto wait for 5 years to buy into the part A and pay penalties for any delay in joing part B Medicare.
This information is WRONG. Any person -- citizen or resident alien (has a green card) -- who is at least age 64 and 9 months may apply for Medicare (coverage would begin at age 65). Persons who are not "fully insured" under Social Security (or Railroad Retirement) must pay a premium for Part A. All Medicare beneficiaries pay a premium for Part B.
There is no "5-year waiting period".
Health insurance through any operating CO-OPs or health care exchanges may be an option, but would probably be more costly than Medicare Parts A & B.
Posted: Tue Feb 18, 2014 06:14 pm Post Subject:
I just checked the Medicare website and went through the eligibility questions. You need to be a resident for 5 years to be eligible .
Posted: Wed Feb 26, 2014 03:00 pm Post Subject:
I just checked the Medicare website and went through the eligibility questions. You need to be a resident for 5 years to be eligible .
As of 2013 that is now true. At the time of the original response above in 2012, it was not true. This is one of the side-effects of how Congress dealt with the financing of Obamacare and Medicaid expansion. The same five-year rule also applies to Medicaid, with the exception of emergency medical treatment and pregnancy.
Posted: Sat Mar 22, 2014 04:13 am Post Subject: Medical Insurance for Lawful landed permanent senior parents
I am a USA citizen and want to sponsor my retired Canadian parents(seniors in their 70s) who also get Canadian pensions.
They will not qualify for Medicare until they live in the USA for 5 years. Will they be able to buy their own Medical Insurance
in the Market Exchange?
The Patient Protection and Affordable Care Act only describes
4 types of plans up to the age of 64.
Your reply will be much appreciated.
Posted: Sat Mar 22, 2014 05:19 pm Post Subject:
There is no point to their applying for health insurance through the exchange -- they are not eligible for premium tax credits after age 64. They may purchase health insurance from any insurance company in your state off the exchange. Open enrollment ends on March 31.. Will their Canadian insurance cover expenses in the US?
Posted: Tue Dec 28, 2010 07:48 pm Post Subject: Few Options in such situation
Few things:
1. Get specialty insurance like travel medical insurance( Applicable for non US Citizens in US, including Green card holders).
2. Get Medicare style , medicare gap filling plans.
3. Check with your state department of insurance if they have any Govt sponsored health insurance.
Posted: Wed Dec 29, 2010 06:02 am Post Subject:
2. Get Medicare style , medicare gap filling plans.
Now there's an utterly useless piece of information.
1. Get specialty insurance like travel medical insurance( Applicable for non US Citizens in US, including Green card holders).
A person who has legal residency in the U.S. does not need "travel medical insurance" as a resident. They may apply for any available HMO, PPO, or other form of major medical coverage available to any U.S. citizen.
Posted: Wed Jan 05, 2011 04:10 pm Post Subject:
Getting a job is the best idea. Been here three years, and now wants to use a govt. program that is paid for by tax payers. He needs to be one of the 65 to 75 year olds that are out working past retirement because times aren't as good as they used to be for our elderly.
Posted: Thu Apr 21, 2011 05:33 am Post Subject: response to MaxHerr
I disagree.
US Citizens and US permanent resident(Green card holders) are not same, the eligibility criteria can differ for a NON US citizens including green card holders. HMO, PPO plans etc may not be available for person age 65+ years and a new immigrant or living in US on green card.
search on google "health insurance for green card holders" and you can find good information.
Posted: Fri Dec 28, 2012 05:44 am Post Subject: Obama Health Care
Is there any relief for greencard holder permanent resident (non-citizen) americans in eligibility for medicare part a & b..My parents have green card and they hav eto wait for 5 years to buy into the part A and pay penalties for any delay in joing part B Medicare. ny changes to these requirements under Obama Care..Can we buy insurance for them through exchanges and not have to go through Medicare sign ups..Any information will be helpful..Thanks
Posted: Sun Dec 30, 2012 06:25 am Post Subject:
My parents have green card and they hav eto wait for 5 years to buy into the part A and pay penalties for any delay in joing part B Medicare.
This information is WRONG. Any person -- citizen or resident alien (has a green card) -- who is at least age 64 and 9 months may apply for Medicare (coverage would begin at age 65). Persons who are not "fully insured" under Social Security (or Railroad Retirement) must pay a premium for Part A. All Medicare beneficiaries pay a premium for Part B.
There is no "5-year waiting period".
Health insurance through any operating CO-OPs or health care exchanges may be an option, but would probably be more costly than Medicare Parts A & B.
Posted: Tue Feb 18, 2014 06:14 pm Post Subject:
I just checked the Medicare website and went through the eligibility questions. You need to be a resident for 5 years to be eligible .
Posted: Wed Feb 26, 2014 03:00 pm Post Subject:
I just checked the Medicare website and went through the eligibility questions. You need to be a resident for 5 years to be eligible .
As of 2013 that is now true. At the time of the original response above in 2012, it was not true. This is one of the side-effects of how Congress dealt with the financing of Obamacare and Medicaid expansion. The same five-year rule also applies to Medicaid, with the exception of emergency medical treatment and pregnancy.Posted: Sat Mar 22, 2014 04:13 am Post Subject: Medical Insurance for Lawful landed permanent senior parents
I am a USA citizen and want to sponsor my retired Canadian parents(seniors in their 70s) who also get Canadian pensions.
They will not qualify for Medicare until they live in the USA for 5 years. Will they be able to buy their own Medical Insurance
in the Market Exchange?
The Patient Protection and Affordable Care Act only describes
4 types of plans up to the age of 64.
Your reply will be much appreciated.
Posted: Sat Mar 22, 2014 05:19 pm Post Subject:
There is no point to their applying for health insurance through the exchange -- they are not eligible for premium tax credits after age 64. They may purchase health insurance from any insurance company in your state off the exchange. Open enrollment ends on March 31.. Will their Canadian insurance cover expenses in the US?
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