Health insurance for pregnancy?

Posted: Mon Feb 09, 2009 05:28 am Post Subject:

Contact your local Department of Children and Families (DCF) office. If you are without insurance, try to apply for Medicaid, Staywell or Ameriplan. These are three types of federally funded insurance programs for low-income people.

You will need a residential address, phone number, birth certificate and Social Security card. Also know you will have to meet certain income eligibility requirements. Know that you may have the option of contacting these agencies without going to DCF.

Posted: Wed Mar 25, 2009 10:41 am Post Subject:

This is good for your better life,because the estimated cost of delivery alone
is $5,000 – $7,000 for a normal pregnancy, and the cost increases if it is a high risk pregnancy.
So its better to take this type of insurance.


Goverment provides insurance plan with free or low premium to low income family.
So try to investgate what is procedure to take this insurance benefit.

Some private companies also provides such pregnancy insurance.you can get assitance from any agent
from any authorise company agent.

Now you close your worry and anxiety of financial burden.

Posted: Thu Mar 26, 2009 12:06 am Post Subject: insurance

OP,....I think the Access Card (Medicare) is the way to go for you. This covers EVERYTHING for you.......even if you have a complicated pregnancy. It's 'aimed' toward Low-Income (I use it myself). I'm pretty satisified with it. :lol:

Posted: Thu Mar 26, 2009 06:54 am Post Subject:

SD, I'm really curious to know more about the Medicare Access Card. Can you share more about it with us? Who can qualify for this plan?

Hope you would solve my queries.

~Jeremy

Posted: Thu Mar 26, 2009 09:16 am Post Subject: insurance

SURE..I'll let you know. You are given the Access Card through your local DPW ( Department of Public Welfare). Usually it's Low-Income ( Single Mom, College Students,etc.) , Elderly, etc. who 'qualify'. Also...they have an 'Emergeny' Access Card ( usually for those women who enter the 'system' and are ALREADY pregnant).

Posted: Fri Mar 27, 2009 11:53 pm Post Subject:

Just one note- it's not through Medicare, which is a federal government healthcare program added to Social Security in 1965. You are referring to Medicaid, which is a state-run program jointly FINANCED through both the feds and the states.

Medicare only applies for those age 65 and older, and certain persons under age 65 with qualifying disabilities.

InsTeacher 8)

Posted: Fri May 01, 2009 04:00 pm Post Subject:

Probably a little late to the discussion here, but I Assurant has some popular plans for maternity coverage. Their waiting period is only three months to conceive in most states.

Anthem also is attractive, but won't help with medical bills leading up to the waiting period.

Posted: Tue May 05, 2009 02:46 pm Post Subject:

Yes My friend there are lot of insurance plan for pregnancy so you will get relief from more expense.

Most women find it difficult to obtain health insurance after they become pregnant is this: pregnancy is considered a pre-existing health condition. People with pre-existing health conditions,So in market contact to agent who will give more information & provide insurance.

If you are pregnant and do not have maternity coverage in your health insurance plan then in america there are many option available.:

1)AmeriPlan : This is discount plan so you can save money upto 30- 40 %
Only pregnant women and other people with pre-existing conditions may apply.

2)Medicaid : In this option , Programs vary by state, so check to see what exact programs your state offers.

3)WIC :Women, Infants, and Children (WIC) is government sponsored option for pregnant, uninsured women. The costs will range from about $2,000-$3,000, which is about half of what a hospital birth would cost.

Other than many private companies are providing insurance for pregnancy. So try gather information & select which best for you

I hope this information is suffcient for you to understand.

Regards
Hari

Posted: Wed May 06, 2009 01:06 am Post Subject:

there are several programs that you can choose for your coming pregnancy. and sdchargersfan. what about the monthly cost of Access Card (Medicare)?
they will cover every expenses regarding the pregnancy?

Posted: Fri Jun 25, 2010 08:57 am Post Subject:

Just to add further on AmeriPlan:

*AmeriPlan is not health insurance, and AmeriPlan Corporation is not a health insurance company. So all ongoing medical conditions are accepted with some exceptions—contracted treatment plans, orthodontic treatment, etc. So, you can apply for AmeriPlan after you get pregnant and have no worries about being rejected for that reason.

*There is no waiting period on most of your discounts, no deductibles, no documents to fill out, and no limits on how many times you can visit your providers. So, you can apply during your 8th month of pregnancy and still rely on AmeriPlan to cover some of the costs.

*As an AmeriPlan member, there are two ways the hospital or clinic can use to calculate your fees. It's either a set fee amount that the provider has contracted with, or as percentage off their charges. Discounts on your part range between 20% to 50%. But diagnostics and labs may be discounted as much as 80%.

Just thought I would add some clarity. Hope this helps :)

~TaVona