by samipaindo » Fri Mar 20, 2009 04:56 pm
My neighbor just complained that a part of his roof has been damaged because of one of my tree branches banging against it? He is asking for my insurance company's contact number. Now we bought this place last October. So I do not know how much of it is my responsibility? He is selling his property soon and I guess he is getting to replace the entire roof. The roof has to be at least 10 yrs old.
I am a first time home owner. Can someone tell me am I liable for it? I asked the neighbor if he had notified the previous owner about the branch, he said that he had not.
So what would be the best way of going about this?
I am a first time home owner. Can someone tell me am I liable for it? I asked the neighbor if he had notified the previous owner about the branch, he said that he had not.
So what would be the best way of going about this?
Posted: Fri Mar 20, 2009 11:32 pm Post Subject: Call your insurance agent
You need to call and speak directly with your insurance agent about this before going further. Generally, your neighbor should call his agent and file a claim. His insurance company can then try to sue your insurance company for the cost of repairs if they can determine the tree branch on your property is the cause of the damage. But that also creates a legal question that you really shouldn't have to deal with right now.
In any case, call your insurance agent and get some answers there. You may not need to take any action at all, or you may need to cut down that branch if it's the cause of the damage.
Posted: Sat Mar 21, 2009 02:19 am Post Subject:
locking this thread as double post please refer to post:
http://www.ampminsure.org/start/about7951.html
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