by Guest » Thu Jan 15, 2009 11:33 am
Hi! I've a question for you all :)
We recently have a hail storm in our area which has caused huge damages to many of the houses in the locality including mine. We have both damaged siding and roof. Though the claim with the roof went well, the problem occurs with the siding. The insurance company is replacing it with a color that is not matching with the remaining part of the home. We have complained it to the adjuster but he isn't ready to budge since the insurance company is only responsible to replace it with a same quality material. What can we do in this situation? Can we ask the insurance company to replace the entire siding to match it with the rest?
We recently have a hail storm in our area which has caused huge damages to many of the houses in the locality including mine. We have both damaged siding and roof. Though the claim with the roof went well, the problem occurs with the siding. The insurance company is replacing it with a color that is not matching with the remaining part of the home. We have complained it to the adjuster but he isn't ready to budge since the insurance company is only responsible to replace it with a same quality material. What can we do in this situation? Can we ask the insurance company to replace the entire siding to match it with the rest?
Posted: Mon Jan 26, 2009 02:25 am Post Subject: siding claim
The insurance company is supposed to bring the dwelling back to the way it was prior the the home being damaged. Don't allow these ajusters to push you around. Bitch and moan to a supervisor. The squeeky wheel...
Posted: Mon Jan 26, 2009 12:50 pm Post Subject:
The squeeky wheel...
I have to admit that in many many cases this is correctPosted: Fri Dec 04, 2009 03:54 pm Post Subject: Hail damage line of sight rule
Does the "line of sight rule" apply in the state of Wisconsin? We have had the siding replaced on one side of our home but the color doesn't quite match the other walls. This is not acceptable. I know that in some states, if the colors can't be matched, the line of sight rule applies and the insurance company will redo the total house.
Posted: Thu Apr 15, 2010 01:14 am Post Subject: damages to home
hail, wind did alot of damages to the house screens have holes in them the roof has been hit 11 times in a 12 inch square, my siding has holes in bigger than a golf ball. the front of my house and the two garages roof and siding. they don,t make the same siding color that we have now, so what is a person to do if they don,t do the hole house and garages. there should be some law that says they have to replace it.mad
Posted: Thu Apr 15, 2010 01:22 am Post Subject: damages to home
Hey mad again I live in Michigan we had the big storm last week I wonder if that is the same rule for us. it was a straight line storm 75 mile and hour wind and hail bigger than a golf ball.
Posted: Mon May 03, 2010 12:08 pm Post Subject:
The line of sight seems to be an interesting thing. So if I stay in my company’s good books and keep the admin section happy, I have the advantage of getting a better deal incase of a claim? Just asking!
Posted: Mon May 03, 2010 07:02 pm Post Subject:
Folks, what 'kind' of HO policy do you have?
Posted: Sun Nov 13, 2011 07:08 pm Post Subject: No match state for Pa?
We recently had an insurance adjustor tell us the state of PA is "no match state" when replacing siding? I am finding it hard to find this law? our contractor,who has been in this area for ten+ years said to her ,he has never heard this. where can I find out this "law"? and she also claims hail does not break glass, (our house was hit with golf ball size hail). Is this correct also?
Posted: Tue Dec 20, 2011 01:20 am Post Subject: siding
What states have a law about full wrap on house, even if only two sides damaged.
Posted: Mon Jul 14, 2014 06:55 pm Post Subject: line of sight
Iowa has the following in their code: 191-15.44(1)(b). Google that for more information. (line of sight)
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