I have $5000 in damages. I have $1000 deductable. I got a

by mcalesterjd » Wed Mar 03, 2010 04:51 am

I make home repairs and I can repair the damage with new material for $1100. If I had hired another professional to do the work, it would have cost me $5000. If I submit pictures of the before and after can I recover the depreciation based on my own work?

I live in Texas if that matters, and my Insurance Co is based in Texas.

Total Comments: 2

Posted: Wed Mar 03, 2010 10:47 am Post Subject:

I've heard that some carriers would only compensate you after they've gone through the repair bills. Some other carriers would only reimburse you if you'd choose to hire a professional who belongs to their own network.

Posted: Wed Mar 03, 2010 12:15 pm Post Subject:

Some may cancel depriciation of labor, but I have never seen a carrier do it with materials.

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