by jeru » Fri Mar 12, 2010 05:03 pm
An ice storm caused damage to two flat sections of my roof. My insurance company had me get a quote from a local contractor. They both met at house to look over the damage. The adjuster gave me about 1k less in money that the contractor quoted. So I have a check for about 2500.00 from the insurance company and get another 900.00 when the job is complete. The contractor quoted 4300.00 to do the job. Well my uncle said he would do the job for free minus costs of parts and materials. Would I be doing something wrong by not using the contractor who did the original quote? I cant afford to pay the difference myself between the two.
Posted: Fri Mar 12, 2010 06:22 pm Post Subject:
Nope, you are free to use whomever you want
Posted: Fri Mar 12, 2010 06:25 pm Post Subject: roof claim check
Even if the materials are only 500 bucks? what about the 900 that I get when the job is complete?
Posted: Sat Mar 13, 2010 02:21 pm Post Subject:
Yep, it's your money. It doesn't matter that you found someone do it the job cheaper.
Posted: Tue Mar 30, 2010 04:05 pm Post Subject: roof claims check
What about the balance of money that was given by the insurance company. I have done all repairs and there is a chunck leftover. Also do I need to contact them and let them know the job was complete? He said that when they start the jobs to let him know and he would send the additional 900 bucks, but I dont need it.
Posted: Tue Mar 30, 2010 04:13 pm Post Subject:
The insurance company needs to pay you the reasonable cost to repair the roof (basically). If you can have it done for less, great.
I'd recommend that you notify your carrier that the repairs were done so that they will send you the remaining amount. If you don't need it... save it to pay for a possible rate increase or pay it to your uncle for his hard work. At least take him to a nice restaurant for dinner.
Posted: Tue Mar 30, 2010 04:21 pm Post Subject: roof claims check
Thanks everyone for the help. I will definatley contact them this week and see what happens.
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