claim amount

Posted: Mon Jun 23, 2008 04:44 pm Post Subject:

Yes, but $1000 is not going to make much money in an account. Still, if you can't get the roof repaired now, what choice do you have.

I did not even know it was still possible to get a HO policy that was ACV.

Posted: Tue Jun 24, 2008 12:30 am Post Subject:

I did not even know it was still possible to get a HO policy that was ACV

Posted: Tue Jun 24, 2008 04:35 am Post Subject:

Friend, once you have received the claim check from the insurer, you can do nearly anything that you like with the payment. Though it was forwarded towards the loss that you have suffered, the insurance company can't impose a check on the use of the fund. Like what tcope has said, if you have an alternative and can avoid repairing the roof, you can put the check in the account.

Posted: Sat Jul 28, 2012 10:42 pm Post Subject: LEWPrRVeewAK

Felt roofs (AKA: Built-up roof) are made from aspalht and aspalht-saturated felt roofing material typically designated by weight per 100 square feet. So, 15-pound felt is 15 pounds per 100 square foot. Such roofs are laid up in multiple plies sometimes with a heavier top ply, which sometimes comes with a mineral surface (similar to shingles). These roofs are mopped down in hot aspalht. There are coatings that may also be applied over the roof to extend life and increase its insulating value and so forth. Rubber roofs (AKA: EPDM) are single-ply roofs made with a thin rubber membrane laid over either a smooth insulation or recovery board'. The material is either glued down or mechanically fastened. Their insulation value is only in the substrate, not the material itself. And, although there are coatings that are compatible with EPDM roofs for reflectivity and life-extension, they are only moderately effective. Both of them can come with very long warranties, with industry-standard varying between 10 and 20 years, and limitations from visible leaks only' to NDL (no dollar limit) warranties. EPDM roofs are cheap, go down fast, and work quite well if done properly with all the correct details. HOWEVER!! They are prone to mechanical damage (step on a nail while walking across an EPDM roof, all of a sudden there is a hole in it). They also come in various grades from 0.045 un-reinforced to 0.060 reinforced fleece-back. The former is c**p, the latter relatively expensive but very resilient and stable. Bottom line: If this roof has a lot of traffic on it, or is subject to mechanical damage, an EPDM roof will be a nightmare. But if you have a normal roof and can control traffic on it, EPDM is very cost-effective.There is another material (TPO) that is an ethylene propylene rubber membrane similar in application to EPDM, but white in color. It is fractionally more expensive than EPDM, but is heat-reflective. There is also a system (trade-mark DURO-Last being one brand) of reinforced PVC roofing that is engineered in a factory and delivered in only a few pieces even for very large roofs. This would be the ideal single-ply roofing system if funds allow. The compromise between built-up and single-ply roofing systems is something called a modified bitumen system. It is much higher in cost than single-ply (but less than a properly installed built-up roof, barely), but is tough as nails and can be warranted for as long as 30 years. Where money is no object, this is the ideal flat-roof system for moderate and high-traffic roofs. Then there is ballasting an entirely different discussion.