by e » Mon Feb 09, 2009 01:50 am
Hi this is Mike Lentini Health Insurance Expert.
I am licensed in 48 states.
If you have been declined, have medical conditions, can not afford Cobra..etc.
Email me, I have a real health insurance plan for you.
My passion is for people that are having a tough time getting individual health insurance. I will not blow you off like some many other agents.
I am licensed in 48 states.
If you have been declined, have medical conditions, can not afford Cobra..etc.
Email me, I have a real health insurance plan for you.
My passion is for people that are having a tough time getting individual health insurance. I will not blow you off like some many other agents.
Posted: Fri Aug 05, 2011 02:32 am Post Subject: FAKE FAKE FAKE
This is a FAKE post. Mike would never post something so stupid.
Its funny how other brokers are so jealous of success.
Posted: Fri Aug 12, 2011 11:48 pm Post Subject:
safenet- your statement of
Basically the are 2 types of Indiv Healthcare plans Major Medical, Which these days to keep the monthly premiums reasonable you need to take a High Deductible between 5-10k which in and of itself could wipe out your savings BCBs, Humana, Aetna etc. then you have limited benefit plans that spell out your Benefits, these can be good for a lower budget, however there are maximums they will payout.There are some Hybrids though,like Assurants product that will cover pre-existing conditions
Not quite sure what you're saying, other than let's make sure it's correct.
There are more than "2 types" of individual healthcare plans. Major Medical is only one of them. Have you forgotten that there are also individual HMO and PPO plans? While not truly insurance, they are definitely "Healthcare" plans.
What, exactly, is a "hybrid" health insurance product? Specifically, can you name me ANY healthcare plan that will immediately cover pre-x? I can't... not a one. It's almost impossible to find a carrier that will even ISSUE an individual plan for an insured with preexisting health problems. Why? Because they cannot exclude coverage forever on that condition. If they issue, they'll have to cover the previously excluded condition eventually after the state-mandated maximum exclusion period has run it's course.
Comments?
InsTeacher 8)
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