EIUL agent commissions

by Guest » Sat Nov 14, 2009 09:09 pm
Guest

What are common agent commissions on this product?
ie: $10,000 premium years 1-7 what would the agent receive 1st year and trailing 2-7? Thanks.

Total Comments: 7

Posted: Mon Nov 16, 2009 07:13 am Post Subject:

$10,000 premium years 1-7 what would the agent receive 1st year and trailing 2-7?


Has anyone come up with such an offer for you?
I'm not quite quite sure of what these figures signify. I thought this $10,000 has to be paid as 'premiums' for over a period of 7 years.

Posted: Mon Nov 16, 2009 04:12 pm Post Subject:

70,000.00 total premiums @ 10,000 per year for 7 years.

Posted: Tue Nov 24, 2009 03:22 pm Post Subject:

Nobody??? Did I ask on the wrong forum???

Posted: Wed Dec 23, 2009 06:23 am Post Subject:

it would depend on the contract level of the agent. The first year premium is the most substantial to the agent. The insurance company may pay over 110% commission on the first year. An agent with an 80% comm rate would receive 8000 in the first year, but subsequent years would only receive 2-3% renewals on the 10 grand (2-3 hundred comm). Of course, I'm not an expert in this arena...

Posted: Wed Dec 23, 2009 07:43 pm Post Subject:

Thanks anonymous 57

Posted: Thu Dec 24, 2009 02:52 am Post Subject:

Many carriers will give you 75 to 95% first year premiums with 2 to 4% years 2 through 7, or possibly 10. Annualization may NOT be offered because ULs are flexible premium (even if target premium is x)...taking commish As Earned is not so bad on such a large premium as this.

Posted: Tue Dec 29, 2009 09:17 am Post Subject:

75%-95% first year, 2%-3% years 2-5 or 2-10. Depends on carrier and product.

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