by Guest » Mon Jun 28, 2010 07:29 pm
I am talking to one of the big wigs at NAA, Alex Aybuyan, and he seems like and honest and trustworthy guy. I have done my due diligence on him and everthing I can find seems to be good. I have been down some wrong roads and can not make another mistake. Can anyone please fill me in on NAA, is it a good company?
Posted: Fri Jul 02, 2010 12:06 am Post Subject:
i don't have any experience with them....but as you will read......through out this fourm. that you are on the wrong road again. if you can't afford another mistake...run away as fast as you can. just a thought....
Posted: Sat Jul 10, 2010 12:15 am Post Subject: NAA
if all you want to do is recruit agents and not sell insurance then he is your man.
Posted: Mon Jul 12, 2010 08:25 pm Post Subject: My experience NAA
I joined NAA as a newly licensed agent. I enrolled in their various online trainings, which were very good and free, however, was pressured heavily to travel across the country to participate in conventions at a price as well as face to face training, which would have cost me considerble traveling expense.
One of the problems was at signing one is not aware that the full product line of any given company is limited by their GMA contract with the company and limitations in each State. In my case, they gave me a trainer who was consistently unaware of California regulations, although he was dedicated in every other respect.
In addition there were other limitations. I was ready to place a good policy for a client and was told that I couldn't place those policies unless they were more than 900k worth of coverage, although the insurer had no stipulations like that. I wasn't told that before making the offer so it looked bad to the client. My hands were tied at many junctures.
Their lead program is their biggest campaign. It ends up that the old leads, some were 1-3 years old, were claimed to be 90 days old but could be bought cheaply. To get to the good leads a manager had to approve you by virtue of sales which were hard to ferret out from leads which were no better than me going to the phonebook myself. Plus those leads were $25.00 each. Later I found a lawsuit was filed back in the Southeast US: it was in a Pdf I found online, against one of their leaders for obtaining leads under false pretenses. The Insurance Commission in ....could have been either Virginia or one of the Carolinas...found one of the bigwigs guilty and they were fined.
You have to have money to throw at the leads ...no way around it...marketing will cost you money and the people at the top make more money than you. The initial commission was at 55%. I did benefit from the sales training, however and it didn't cost me anything.
Judge for yourself.......there are better opportunities out there but I don't regret getting the training and am glad I got out before all my money was eaten up by the cost of leads. The lawsuit regarding the lead generation offended my sense of honest business, so I felt I couldn't continue with them.
Posted: Fri Jul 16, 2010 05:06 pm Post Subject:
I have been a member of a few other related forums and it seems a though there were many who got a start there but not many, if any, stayed for very long.
In addition, former agents will be on their attempting to sell a catalog of naa training dvds a mile long. Each one came at a price to the agent. I think that if you are new and need training and support, that they are an option. I'm not sure how they stack up to your other options though.
One thing you should find out FOR SURE is who keeps you business when you leave. Are you vested from day one? after one year? 5? And also get in writing that they will give you a release upon request. I got suckered in by a real loon that promised a lot and delivered on none then wouldn't release me.
Posted: Tue Apr 23, 2013 12:18 am Post Subject: Honest truth about NAA
Most of the higher ups in NAA were in Amway. If you want a multi level marketing business go for it. They will have you joining clubs that will cost hundreds per month like presidents club and black card club and will make it very difficult to quit these clubs that line the CEO's pocket. They will also place more importance on recruiting than selling. There used to be three owners, but now there is just one with a huge ego named Andy Albright. The big guys in the company make all the money, I know this because I was a big guy for several years. Ask the higher ups if they were in Amway. If you want that sort of business, go for it. You will work very hard and line Andy's pocket. The leads are crazy expensive.
If you get big enough, Andy will have you training agents on out of town meetings for other agency managers on your own dime, hotel, airfare, etc...
If you get big enough, you will get invited on NAA trips that will cost you twice the normal rate so that Andy can fund himself and his office staff. The insurance carriers give great trips, but it's the same people that win over and over.
Make sure that if you are female not to be too pretty. Someone really big (pictured in Andy's book) got fired because his wife was beautiful and vivacious and Andy's wife didn't like her.
You've been warned.
Posted: Thu May 01, 2014 01:28 am Post Subject: NAA
I am a life insurance agent over 25 years and with NAA 3 and self employed my entire lifetime. I consider myself very successful and have qualified for the industry recognized Million Dollar Round Table. NAA is a new company of less than 15 years and is constantly improving. NO ONE in the industry has as much free computer based sales training as this organization. If you want to become an expert at in-home sales..this is it ..if you are willing to work like a fool for a while. If you want to dilly dally and make a few bucks so you can just get along..go get a government job and never own your own business. YES, you can sell only and advance your commission contract without ever having to recruit any one. Mistakenly, I felt that was the right way for me. I so Love their training system I have recruited agents for NAA. Those that work succeed and those that don't move on...no different than any other industry. Absolutely NAA is not right for every one because it is the insurance business. Nationwide and historically the entire industry keeps 1 of every 13 agents recruited. I suspect NAA is not far from that and I suspect no other business is far from that. Who do you know who is still in the same industry they intended as their "lifetime" occupation?
Posted: Mon May 05, 2014 09:27 pm Post Subject:
Wow, great information. After that, I want to rush right out and join NAA's sales team. Unfortunately, companies like NAA very seldom hire people who've been investigating life insurance fraud for over 20 years - they tend to avoid us for some reason.
Posted: Wed Jan 14, 2015 03:31 pm Post Subject: trying to get a relese
I wish I could tell the world stay away from NAA I never did business with them and can't get them to geive a Releas
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