I called my agent and got a quote for a lower price than I was paying, so I switched. Now I got a bill in the mail saying the price went up. Can I sue?
Total Comments: 8
Posted: Tue Feb 15, 2011 09:24 pm Post Subject:
No, you were provided a “quote”. However, in the future, I would ask your new agent to start your policy a month in advance and do not cancel your old policy until the new one takes effect. This will give the insurance company enough time to review your application and verify the agent’s quote is correct.
Posted: Wed Feb 16, 2011 12:26 pm Post Subject:
A 'quote' is an estimation of how it might be and not the exact price that you'd need to pay for your insurance. It's always right not to cancel the old one till you get the final word from your new one.
Posted: Wed Feb 16, 2011 08:16 pm Post Subject:
if your rate increased, the company will usually tell you in writing the reason WHY your rate increased. it's important that you find that out because sometimes, it can be easily resolved.
for example, maybe they just need documentation such as proof of prior insurance or proof of homeownership to get you back down to the original quote.
but in many cases, the rate increased because the insured didn't disclose all the violations on their driving record. if that's the case then there's nothing you can do about it.
Posted: Tue Mar 29, 2011 03:51 pm Post Subject:
You could probably sue just about anybody for anything in today’s litigious society, but the question really is “What would you sue for?” How much damage did you incur because of the misquote?
Posted: Thu Apr 07, 2011 07:16 am Post Subject:
You could not sue an agent until you have enrolled yourself for a policy. Its quiet understandable that there is no point in that since you have lost nothing in this case, and by the way you was also informed about the changes before you complete the enrollment.
Posted: Mon Apr 11, 2011 05:55 am Post Subject:
Generally, if you just relied on the information given by that agent you can. But since there's a policy for every insurance companies doing that is in futility. Everything should be in black and white.
Posted: Tue Apr 12, 2011 04:31 pm Post Subject:
Yep, with today's technology and getting immediate MVR's, CLUE reports, etc it's hard to believe something wasn't misrepresented in a situation like this. Do you have a mirror?
Posted: Wed Apr 13, 2011 09:56 am Post Subject:
Everything should be in black and white.
All the clauses in your policy papers depict your policy terms and exclusions. I guess you should go through your policy papers before you file a lawsuit. Also, you just said that you called your agent regarding this information, was this conversation recorded?
Posted: Tue Feb 15, 2011 09:24 pm Post Subject:
No, you were provided a “quote”. However, in the future, I would ask your new agent to start your policy a month in advance and do not cancel your old policy until the new one takes effect. This will give the insurance company enough time to review your application and verify the agent’s quote is correct.
Posted: Wed Feb 16, 2011 12:26 pm Post Subject:
A 'quote' is an estimation of how it might be and not the exact price that you'd need to pay for your insurance. It's always right not to cancel the old one till you get the final word from your new one.
Posted: Wed Feb 16, 2011 08:16 pm Post Subject:
if your rate increased, the company will usually tell you in writing the reason WHY your rate increased. it's important that you find that out because sometimes, it can be easily resolved.
for example, maybe they just need documentation such as proof of prior insurance or proof of homeownership to get you back down to the original quote.
but in many cases, the rate increased because the insured didn't disclose all the violations on their driving record. if that's the case then there's nothing you can do about it.
Posted: Tue Mar 29, 2011 03:51 pm Post Subject:
You could probably sue just about anybody for anything in today’s litigious society, but the question really is “What would you sue for?” How much damage did you incur because of the misquote?
Posted: Thu Apr 07, 2011 07:16 am Post Subject:
You could not sue an agent until you have enrolled yourself for a policy. Its quiet understandable that there is no point in that since you have lost nothing in this case, and by the way you was also informed about the changes before you complete the enrollment.
Posted: Mon Apr 11, 2011 05:55 am Post Subject:
Generally, if you just relied on the information given by that agent you can. But since there's a policy for every insurance companies doing that is in futility. Everything should be in black and white.
Posted: Tue Apr 12, 2011 04:31 pm Post Subject:
Yep, with today's technology and getting immediate MVR's, CLUE reports, etc it's hard to believe something wasn't misrepresented in a situation like this. Do you have a mirror?
Posted: Wed Apr 13, 2011 09:56 am Post Subject:
Everything should be in black and white.
All the clauses in your policy papers depict your policy terms and exclusions. I guess you should go through your policy papers before you file a lawsuit. Also, you just said that you called your agent regarding this information, was this conversation recorded?
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