E&O for full service financial advisor

Hello! I think I pay too much in E&O but am not sure what the industry standard is. I am with an independent BD/RIA. I do fixed products, variable insurance, brokerage and mutual funds purchases AND I do fee-managed accounts for clients that gives me trading authorization. My B/D is charging me $180 per month for a policy that has a $1,000,000 aggregate coverage. The real kicker is there is a $50,000 deductible! I would like to hear from others for comparison. Many thanks.