Seeking my insurance license in VA, I have criminal charges

by Guest » Wed Dec 05, 2012 11:26 am
Guest

Hi,

I am currently seeking a P&C license in VA & am quite nervous about investing into getting licensed due to my criminal history.

I am 26 & now a mother trying to get into a good career and continue to pursue my degree in human resources.

To be quite frank an honest between the ages of 18 to 22 I incurred many convictions due to my then irresponsibility and lack of disregard for my future.

I have petit larceny, stealing gas, solicitation prostitution, grand larceny(gross misdemeanor), and some traffic tickets such as driving on bad plates(no ins or registration). Living in Las Vegas on my own ran me n to a pit of darkness to say the least.

I have no problem fully disclosing my full criminal background but upon research am 50% sure I will be denied as I am with many jobs. I just really need an answer before I invest money into this.

I as mentioned am a mother now and have been redeemed and forgiven for my
Does anyone know about this? past. I know the importance of being moral and ethical, and I strive to uphold the law. Though not all looking at my record can understand that to give me a chance.

Total Comments: 2

Posted: Wed Dec 05, 2012 01:56 pm Post Subject: insurance agent with convictions

You can sit for the tests. There as it is, you’ll need to disclose about the convictions. Your past records are also thoroughly checked. So, there is no point being secretive about it. Multiple charges… that might be a cause to worry.
It depends on how long ago you had been convicted, the severity of the crime and all. The state regulations also vary. Why don’t you approach your State Department of Insurance and ask? It obviously leaves a negative impact. Even if theoretically it’s allowed, practically it might be difficult for you.
Hope for the best.

Posted: Thu Dec 06, 2012 08:19 am Post Subject:

It depends on how long ago you had been convicted,


Well, careful reading of the post reveals that the OP is age 26, and her problems occurred between ages 18 and 22 -- so her conviction are between 4 and 8 years old.

Several of the crimes listed are those which are included in the list of prohibited offenses in 18 U.S.C. 1033/1034. That federal law prohibits a person from being employed in the financial services industry without a "consent waiver" from the state regulator.

There are likely too many offenses in the too recent past to allow this person to be licensed. But, as was said, asking the Dept of Insurance before submitting a license application will provide an answer.

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