After obtaining my license what is next?

by cjones4466 » Fri Dec 28, 2012 03:32 pm

I have my P & C lndependent license and i would like to be pointed in the right direction to start earing money. Do i need to work under an established company at the beginning? Do i need E & O insurance? Do you recommend obtaining a Life and Health license next?
Thank you,
Chris

Total Comments: 4

Posted: Sun Dec 30, 2012 07:14 am Post Subject:

Do i need to work under an established company at the beginning? Do i need E & O insurance? Do you recommend obtaining a Life and Health license next?


Congratulations on becoming a licensed agent. With no prior experience in insurance and/or sales, you would be best advised to find an agency willing to train you. Most insurance companies will not appoint you as a "newbie" on your own due to your inexperience.

Property and casualty insurance is complex, and you most certainly need the protection of an E&O policy. Working for an agency, you will either have it provided at no cost or you will pay for it on your own.

As for a Life license, that's up to you. You cannot transact life or disability insurance without it.

Posted: Mon Dec 31, 2012 09:28 am Post Subject: inexperienced agent

Yeah, right. Getting your license is the easy part, as compared to finding an insurance company who will be willing to let you sell their policies.

Find a local agency first. The commissions might be low, but you'll get the basic training that you need to step into the industry.

Posted: Tue Feb 05, 2013 09:55 am Post Subject:

I am agree with guest comment now you have to try for insurance company for start your career at any commission because once you get experience you do a great job.

Posted: Fri Mar 08, 2013 11:34 am Post Subject:

Agree with most of what is said here. I would focus on P&C to cut your teeth before adding anything else. Ind or captive is the big decision. I suggest taking your time and doing some research to find the best fit for your personality.

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