Independent Agency Commissions

by dgg » Fri Apr 26, 2013 06:12 pm
Posts: 1
Joined: 26 Apr 2013

I have plans to be an Agent for an Independent Insurance Agency after passing the P&C / L&H state exams. The agency I'm interested in working for has offered to pay 75% to me for new business, and 65% for residuals. I'll be a 1099, not an employee. Although the company is doing some advertising, I'm counting solely on myself to generate leads.

I have a few questions.

- Is this commission split a good deal for me, or should I try to negotiate?

- Should I ask for agreement that if I leave the agency, that I continue to receive my residuals?

- The agency wants me to specialize in business insurance. I'm fine with that. However, should I focus on another avenue starting out until I get some cash flow? What about Medicare Supplemental Coverage?

- Aside from my warm market and networking, what forms of marketing should I consider?

Thanks for taking time to read this. Looking forward to your comments!

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