by InsuranceGuy » Tue Feb 06, 2007 03:59 am
You will write someones Auto liabilty for? I'm not talking about what the state minimum is..I am talking about what you will write someone for.
Here in WI I believe the minimum is 10/25/10 for Bodily Injury/Property Damage.
The minimum I will write someone (and I have referred alot of business away from us because of this) is 100/300/300. I just dont think I am providing a good solution to my clients needs by writing anything less than that.
Does anyone else think this way or am I goofy?
Here in WI I believe the minimum is 10/25/10 for Bodily Injury/Property Damage.
The minimum I will write someone (and I have referred alot of business away from us because of this) is 100/300/300. I just dont think I am providing a good solution to my clients needs by writing anything less than that.
Does anyone else think this way or am I goofy?
Posted: Thu Jun 19, 2008 01:06 am Post Subject:
I always explain to the customer what I am quoting and I let them make the decision but I do advise that for only a few more dollars they are able to get double the coverage
Posted: Sun Sep 28, 2008 04:52 pm Post Subject: Leads from the Source with a Personal Touch
system edited-spam deleted
Posted: Sun Sep 28, 2008 08:57 pm Post Subject:
My state's requirements are 25/50/10. I always quote at 100/300/100 and explain why I am doing that. I show them that there isn't much of a price difference between that and the 50/100/50.
Once they understand what the individual coverages means, they usually opt for the 100/300/100.
Yes, there have been times, that even after explaining everything, they want the 25/50/10. If that is absolutely what they want, I will sell it to them. I also note in their file that I explained the different limits and what our conversation was - and that the minimum was what they wanted.
Posted: Mon Sep 29, 2008 11:24 am Post Subject:
Yes, there have been times, that even after explaining everything, they want the 25/50/10. If that is absolutely what they want, I will sell it to them. I also note in their file that I explained the different limits and what our conversation was - and that the minimum was what they wanted
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