Naa insurance scam - Where do I look for more information?

Posted: Sun Oct 03, 2010 12:08 pm Post Subject:

they are a legal pyramid scam

Posted: Thu Oct 07, 2010 06:48 pm Post Subject:

In legal terms they are not a pyramid scam... however they get a piece of everything you sell

Posted: Wed Nov 10, 2010 07:24 pm Post Subject: NAA

I am in the process of taking my exam to become a independent agent with NAA their location is North Carolina and I was just wondering if it was a decent company to get started with.
Overall it does'nt matter who you work with or for the bottom line is you have to remember to be honest with your customers in showing them how they will benefit from the service you are providing be-friend your customers and the referrals will follow.

Posted: Sat Dec 04, 2010 12:40 pm Post Subject: NAA Insurance

Hello! A friend works for NAA and is making pretty good money at it. I'm considering it but being new to the insurance industry, I want to make sure NAA is a reputable company. I already see you can make $. My question isn't the leads or the commission rate. It's their reputation for client satisfaction. Does anyone know about this?

Posted: Wed Dec 22, 2010 07:21 pm Post Subject: There are non scam companies

If interested email me at drgllc1@gmail
But as many said before...stay away from NAA and PrimAmerica

Posted: Thu Dec 23, 2010 03:54 am Post Subject: NAA Insurance

Here is how they work. I saw job posting on Craig'slist,
"Leads,Leads, Leads, .. Mortgage protection... 60k-120k first year".. I called, the guy asked me if i was licensed, I said yes and that I was having problems getting clients underwritten, that I prospected through Netquote. I also expressed my concern was a lack of lead money due to this. His response was contract through NAA, they offer a simplified issue Life policy to people waiting for my call, their are almost a 1000 people in Tennessee that NAA doesn't have the man power to service. After a face to face meeting the story changed. Reality was, NAA takes about 50% of your commission to allow you the priviledge of buying their LEADS at $25 a piece. and they give you none of these upfront and no agent will go into the field with you to get you going (zero training). I said to this recruiter, "so what you are saying is that you want half of my earnings with absolutely no training in return, and you will sell me leads at $8 above market price? I can get Exclusive telemarketed Leads now for $17 each." This recruiter stormed off and hasn't spoken to me since.

Posted: Thu Feb 10, 2011 08:17 am Post Subject: Bad advice

Well I just relocated 2000 miles from home and sold real estate in my previous locale, so i have done business with many insurance agents over the years...and I will just say that the idea that you should never sell a product you wouldn't buy is bad advice. Certain products are tailored to meet the needs of certain clients. Its niche marketing.

Posted: Thu Feb 17, 2011 12:29 am Post Subject:

Posted: Thu Feb 17, 2011 12:30 am Post Subject:

Posted: Thu Feb 17, 2011 12:30 am Post Subject: NAA is SO NOT a scam

These posts appear to be old and some of this confusion has likely been cleared up, but I ran up on this discussion board by accident and wanted to put my two cents worth in for what it is worth.

NAA is NOT a scam for 100% sure. I personally know the owner - actually went to church with him and his family (wife and kids). I also happen to know several agents who are very successful in their businesses - one of whom is in my home almost every single night after he goes to appointments or "makes dials". Not only that, but I know extremely personally some of the people who work in the office. NAA is like any other business - if you do not work, you will not get paid. You have to make calls to clients off of the leads that you are given - sometimes it takes several calls before you get through to the people who expressed interest in a policy. The other thing is sometimes people cancel appointments - this can make the job a challenge, but NOT impossible to make money - and good money from what I know - not what I'm guessing.

The other thing that I am guessing could bring confusion is the fact that you make money by recruiting people under you, BUT you need to understand this is b/c these people are on your team and you make a percentage as a business owner off of what they sell. This should really make people WANT to be involved rather than call it a scam. The more people you recruit to your team, of course the more money you make. HOWEVER, if you are satisfied with making only what you are willing to write as an individual then you DO NOT have to have people working for you! You are FREE to stand alone and just make what you personally write in policies. Insurance sales has the potential to be HIGHLY profitable, but as with anything, it requires people willing to work hard and build their business. NAA is SO NOT A SCAM! I have absolutely NO personal investment in this company - I am actually a stay-at-home mom without any reason for writing this except to see people's names cleared - I just don't think people should be wrongly talked about without somebody taking a stand. You probably won't make a million dollars in a year, but the thing with this business is, it is up to you! You could EASILY make 100,000+ in a year though. It depends on your devotion to your OWN success!
And, to answer someone elses' comment, I KNOW FOR A FACT, because I know a person who actually gives out leads that NAA absolutely 100% for SURE gives leads to their agents while they are getting started until their business is off and running. And as far as the training, you have a mentor who is assigned to you as well who is completely available to you to train you. I don't think they actually go into the field with you, but if you can read and write, you shouldn't have any problem with the forms you have to get the clients to fill out in the homes. NAA is a company who is able to get you contracted with major companies like Forresters(sp), for example - I can't think of any others right now. It is their relationship you are riding on the coat tails of the reason they get part of your commission. I don't know the percentages, but I KNOW they are fair, and I also know they are enough for people to be doing extremely well financially from them alone. And one BIG thing that I can personally verify, is that the employees, recruiters, and mentors are of high character and integrity as well as professionalism. I am taking time to post on here, because it is usually only disgruntled people who take time to air their frustrations that can be birthed out of MANY different reasons. Sometimes when you talk about people, you reveal more about yourself than you do the other party!