can i get an insurance license in the state of indiana with a felony dealing marijuana
Total Comments: 15
Posted: Thu Mar 12, 2009 09:47 pm Post Subject:
You're absolutely correct, and the truth of the matter is it would help an insurance broker out more on the licensing side. If a charge was reduced it may allow them to still get a license. In fact, there was a story in the news here in SC where a teacher had a felony reduced (something from their college years) in order to receive a teaching license.
But to answer your question, it would be absolutely untruthful to answer no to the question have you ever been convicted of a felony. The best bet is to use the space to explain the felony conviction (not necessarily what it was) but simply to disclose that the court saw adequate to reduce the charge and it is not considered to be on the record.
It's the same thing with people who had a bankruptcy more than 10 years ago. It may not show up on their credit report, but they should truthfully answer the Have you ever declared bankruptcy question on a credit application.
If I were looking to hire an insurance agent, I would want to know that the conviction (whether erased or not) did not indicate that the applicant was dishonest, immoral, or a delinquent. I hired an individual to work in my office who actually was a convicted felon. The kicker is that she toilet papered a friend's house and mailbox and the friend's parents weren't so good natured about it. They pressed charges (on an 18y/o) and because it involved the mailbox, it was an automatic felony due to the federal offense. I was able to verify her story and had no problem hiring her because I knew that she was not an unethical, dishonest person!
Although, I really would have a hard time hiring an agent to represent my company that had exhibited poor judgment in the past. Any white collar crimes (theft, extortion, fraud, etc.) would automatically disqualify the person in my opinion!
Posted: Tue Dec 07, 2010 12:06 pm Post Subject: felony bar to employment opportunity
Individuals who show moral fiber and G-D directed courage in overcoming legal obstacles to self sufficiency and meaningful constructive employment should be allowed licensure in most fields. Because someone did something 5, 10 ,20, years ago, should his honest desires for constructive employment and ability to support himself be denied? The answer is clearly this. What would Jesus do? What would Abe Lincoln do? Clearly
forgive and forget. Did you ever make a mistake? Are you a living feeling human being?
Posted: Tue Dec 07, 2010 12:06 pm Post Subject: felony bar to employment opportunity
Individuals who show moral fiber and G-D directed courage in overcoming legal obstacles to self sufficiency and meaningful constructive employment should be allowed licensure in most fields. Because someone did something 5, 10 ,20, years ago, should his honest desires for constructive employment and ability to support himself be denied? The answer is clearly this. What would Jesus do? What would Abe Lincoln do? Clearly
forgive and forget. Did you ever make a mistake? Are you a living feeling human being?
Posted: Tue Dec 07, 2010 06:26 pm Post Subject:
The answer is clearly this. What would Jesus do? What would Abe Lincoln do? Clearly forgive and forget. Did you ever make a mistake? Are you a living feeling human being?
Certainly, people have made mistakes and have repaired their lives in the aftermath. But federal law, 18 USC 1033 and 18 USC 1034 (the Federal Violent Crime Control and Law Enforcement Act) defines certain state and federal felonies that are serious enough to warrant not permitting a person to work in the financial services industry.
However, the law permits those persons to obtain an insurance producer's license if the state regulator approves a waiver for that person. If you have a prior felony conviction that warrants such treatment, and the crime was committed more than 10 years ago, you may be able to obtain the necessary waiver.
If not, you need to look for work in another industry. This has nothing to do directly with insurance companies, but with Congress that enacted the law.
Posted: Tue Jun 14, 2016 12:48 pm Post Subject: Waiver Form
I was convicted in 2005 of a felony crime that is now a misdemeanor. It was second offense paraphernalia. I'm currently about to go thru my second interview with a company to become an agent. I have sold insurance previously back before my felony. So I will only have to renew my license if hired. Am I even eligible to sell in Kentucky again? And if so, who do I obtain the waiver form from? The employer or the state? Thank you for all help.
Posted: Thu Mar 12, 2009 09:47 pm Post Subject:
You're absolutely correct, and the truth of the matter is it would help an insurance broker out more on the licensing side. If a charge was reduced it may allow them to still get a license. In fact, there was a story in the news here in SC where a teacher had a felony reduced (something from their college years) in order to receive a teaching license.
But to answer your question, it would be absolutely untruthful to answer no to the question have you ever been convicted of a felony. The best bet is to use the space to explain the felony conviction (not necessarily what it was) but simply to disclose that the court saw adequate to reduce the charge and it is not considered to be on the record.
It's the same thing with people who had a bankruptcy more than 10 years ago. It may not show up on their credit report, but they should truthfully answer the Have you ever declared bankruptcy question on a credit application.
If I were looking to hire an insurance agent, I would want to know that the conviction (whether erased or not) did not indicate that the applicant was dishonest, immoral, or a delinquent. I hired an individual to work in my office who actually was a convicted felon. The kicker is that she toilet papered a friend's house and mailbox and the friend's parents weren't so good natured about it. They pressed charges (on an 18y/o) and because it involved the mailbox, it was an automatic felony due to the federal offense. I was able to verify her story and had no problem hiring her because I knew that she was not an unethical, dishonest person!
Although, I really would have a hard time hiring an agent to represent my company that had exhibited poor judgment in the past. Any white collar crimes (theft, extortion, fraud, etc.) would automatically disqualify the person in my opinion!
Posted: Tue Dec 07, 2010 12:06 pm Post Subject: felony bar to employment opportunity
Individuals who show moral fiber and G-D directed courage in overcoming legal obstacles to self sufficiency and meaningful constructive employment should be allowed licensure in most fields. Because someone did something 5, 10 ,20, years ago, should his honest desires for constructive employment and ability to support himself be denied? The answer is clearly this. What would Jesus do? What would Abe Lincoln do? Clearly
forgive and forget. Did you ever make a mistake? Are you a living feeling human being?
Posted: Tue Dec 07, 2010 12:06 pm Post Subject: felony bar to employment opportunity
Individuals who show moral fiber and G-D directed courage in overcoming legal obstacles to self sufficiency and meaningful constructive employment should be allowed licensure in most fields. Because someone did something 5, 10 ,20, years ago, should his honest desires for constructive employment and ability to support himself be denied? The answer is clearly this. What would Jesus do? What would Abe Lincoln do? Clearly
forgive and forget. Did you ever make a mistake? Are you a living feeling human being?
Posted: Tue Dec 07, 2010 06:26 pm Post Subject:
The answer is clearly this. What would Jesus do? What would Abe Lincoln do? Clearly forgive and forget. Did you ever make a mistake? Are you a living feeling human being?
Certainly, people have made mistakes and have repaired their lives in the aftermath. But federal law, 18 USC 1033 and 18 USC 1034 (the Federal Violent Crime Control and Law Enforcement Act) defines certain state and federal felonies that are serious enough to warrant not permitting a person to work in the financial services industry.
However, the law permits those persons to obtain an insurance producer's license if the state regulator approves a waiver for that person. If you have a prior felony conviction that warrants such treatment, and the crime was committed more than 10 years ago, you may be able to obtain the necessary waiver.
If not, you need to look for work in another industry. This has nothing to do directly with insurance companies, but with Congress that enacted the law.
Posted: Tue Jun 14, 2016 12:48 pm Post Subject: Waiver Form
I was convicted in 2005 of a felony crime that is now a misdemeanor. It was second offense paraphernalia. I'm currently about to go thru my second interview with a company to become an agent. I have sold insurance previously back before my felony. So I will only have to renew my license if hired. Am I even eligible to sell in Kentucky again? And if so, who do I obtain the waiver form from? The employer or the state? Thank you for all help.
Heather@~Kentucky
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