by Guest » Tue Apr 08, 2008 05:22 pm
Hi folks,
I new to the forum and the industry. I am specializing in Medicare for seniors and building my business. I have 6 agents. Is this the right area to ask info on FMO's. Specifically is there a list of FMO's so I can contact them for additional infol
Thanks in advance,
Larry N
Tampa
I new to the forum and the industry. I am specializing in Medicare for seniors and building my business. I have 6 agents. Is this the right area to ask info on FMO's. Specifically is there a list of FMO's so I can contact them for additional infol
Thanks in advance,
Larry N
Tampa
Posted: Wed Apr 09, 2008 09:08 am Post Subject:
Why don't you go through the Sr. Market Advisor magazine? Also, you may find a way out while surfing through the agentssalesjournal.com. Regards, Backie-Dell
Posted: Wed Apr 09, 2008 09:35 am Post Subject: Rules..
my friend,
Are you sure you are on the right track?
Are you acquainted with the FMO rules?
In my opinion the FMO rules for Life insurance are not the same as with the Health insurance.
Thats probably the reason why you need to be absolutely sure of whats lying in the plate presented in front of you!
Be careful while signing up any agreement. It has become a practice to hand you a blank agreement now-a-days!
You need to be sure of the hierarchy & the rank as well.
Good luck!
Plasmahectic
Posted: Thu Apr 10, 2008 05:00 am Post Subject:
I have 6 agents.
So you mean you are cashing on the cumulative databases of some independent agents?
Posted: Thu Apr 10, 2008 02:17 pm Post Subject:
good morning and welcome to the forums, hope you find it useful and contribute to others. goodluck hope you find what you need.
Posted: Sun Apr 27, 2008 06:26 pm Post Subject:
I found two really good FMOs last year that specializie in Medicare Advantage and has contracts for several carriers. I use both for different products for a couple of reasons:
Premeire Insurance Partners (www.pip1.com)
Has best comissions for Medicare Advantage plans that I could find anywhere. Did not have Humanna or Secure Horizons
Messer Financial (www.messerfinanacial.com)
Has Humanna and Secure Horizons and a large portfolio of other senior products such as medigap, final expense, and long term care.
They also have annuities contracts but I havent messed with those at all.
Both FMOs are nationwide
Good Luck
mac
Posted: Thu Jun 05, 2008 05:16 pm Post Subject:
Welcome to the forum Larryn. Hope you can get more information here. There are many members here that are willing to help.
Posted: Mon Jun 15, 2009 03:15 am Post Subject: Secure Horizons
you can only be appointed with Secure Horizons through United Health Care which also covers AARP but through an FMO
Posted: Mon Jun 15, 2009 05:13 am Post Subject:
Also, if you haven't heard there are several Medicare Advantage programs (large ones at that) that will be removing their PFFS (Private Fee For Service) plans for 2010. A few of these include Instil and Advantra Freedom (Coventry).
Have you had any experience with Medicare Advantage plans in the past? I would make sure you also have some long term care contracts, life contracts, and maybe even annuities. As always, major changes to the Medicare programs are coming!
Posted: Mon Jun 15, 2009 07:12 am Post Subject:
No doubt.
I was looking at this thread and it is over a year old. A whole lot has changed with the MA plans. I am now hesitant to sell them...
Posted: Thu Jun 18, 2009 02:24 am Post Subject:
I agree stay away from the MA stuff stick with sup,FE,LTC.
Jim Sowder
Family 1st Insurance Brokerage
304-640-8914
jimsowder[at]family1stinsurancebrokerage.com
Link deactivated as per the TOS
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