ul vs whole life Saw this topic on another site. Which do you prefer to sell? Which do you or would you want to own?
Total Comments: 24
Posted: Thu Oct 30, 2008 10:48 pm Post Subject:
Actually, beatuplunchbox is absolutely correct. A 30 year term policy is often the way to go. Especially if you don't plan to live very long or be wealthy enough to have estate tax exposure.
Posted: Thu Oct 30, 2008 11:17 pm Post Subject:
Especially if you don't plan to live very long or be wealthy enough to have estate tax exposure.
Now there is a goal!!!!
Posted: Sun Nov 02, 2008 04:50 am Post Subject:
Hey Wendy,
If you ever want to know more about the different types of policies, you can always go to the life insurance guide section. I know the guy who put that together and he covers some pretty good points.
Mark
Posted: Wed Nov 26, 2008 09:51 pm Post Subject:
beatuplunchbox,
I agree that sometime is it better to buy a term and invest the difference (sometimes its better sometimes its not....depends on the number). The problem is WILL your client actually do this. For this plan to work you actually HAVE to invest the difference. Most people that say that will never invest the difference.
Posted: Thu Oct 30, 2008 10:48 pm Post Subject:
Actually, beatuplunchbox is absolutely correct. A 30 year term policy is often the way to go. Especially if you don't plan to live very long or be wealthy enough to have estate tax exposure.
Posted: Thu Oct 30, 2008 11:17 pm Post Subject:
Especially if you don't plan to live very long or be wealthy enough to have estate tax exposure.
Now there is a goal!!!!
Posted: Sun Nov 02, 2008 04:50 am Post Subject:
Hey Wendy,
If you ever want to know more about the different types of policies, you can always go to the life insurance guide section. I know the guy who put that together and he covers some pretty good points.
Mark
Posted: Wed Nov 26, 2008 09:51 pm Post Subject:
beatuplunchbox,
I agree that sometime is it better to buy a term and invest the difference (sometimes its better sometimes its not....depends on the number). The problem is WILL your client actually do this. For this plan to work you actually HAVE to invest the difference. Most people that say that will never invest the difference.
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