Does Anyone Know Anything About Universal American?

by Guest » Tue Jan 19, 2010 02:19 am
Guest

Does anyone know anything about this company? I've been to a few interviews with different branches of Universal American.

There are three major cities in my area and I have interviewed at Universal American offices in each one. Each office seems to be privately owned and operated. I could be wrong, but it seems like Universal American sells the leads to the local offices and they provide leads to their agents. All of the different independent agencies SEEM to be indentical in what products they offer, the training they provide, and the commission they pay (and their recruiting practices).

Anyways, I'd love to know if you know anything about how this works. I'm contemplating going to work for one of the agencies. He showed me their sales report and his agent's average salaries. The worst agent on the report made $41,000 last year, with most being about $50,000 and the top tier being well over $100K. I also asked about the turnover and he told me that his retention rate is 83%, whereas the industry average is 25-30%.

I'm new to the insurance industry, but I'm eager and willing to work long and hard. I'd love to know more about UA, because I'm sure I'm not getting all the info from the recruiters. I tried searching Google and couldn't find anything there either. Google is how I found out the truth about American Income Life and knew not to take that position (thank goodness!).

Thanks for any info you can provide!

Total Comments: 2

Posted: Tue Jan 19, 2010 08:00 pm Post Subject:

Universal American Corp. (Universal American) offers a range of health insurance and managed care products and services, primarily to the senior population.

The Company's principal health insurance products for the senior market are Medicare Advantage, insured stand-alone prescription drug benefit plans pursuant to Medicare Part D, and Medicare supplement.

Universal American also provides administrative services for senior market insurance and non-insurance programs to both affiliated and unaffiliated insurance companies and prescription benefit management (PBM) services to 17 state pharmacy assistance programs (SPAPs), and offers PBM services and drug discount card programs through a number of group contracts.

Collectively, the Company's insurance subsidiaries are licensed or otherwise authorized to sell health insurance, life insurance and annuities in all 50 states, the District of Columbia, and Puerto Rico, as well as some United States territories.

Posted: Wed May 26, 2010 03:18 pm Post Subject: Universal American Info.

Unfortunatley I cannot answer your question; however, I have an interview with them tomorrow and am curious to see if you found out anything more. Thank you.

Add your comment

Enter the characters shown in the image.
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.