LIfe Insurance

by TammyReamer » Thu Oct 04, 2012 07:00 pm

My mother sued for the death of my sister and recieved a large amount of money including the life insurance money. My father pays child support is he not entitled to half of this money of his child that he pays child support for?

Total Comments: 7

Posted: Thu Oct 04, 2012 11:55 pm Post Subject:

The quick answer is "no." Life insurance beneficiary designations are pretty much inviolate. If your mother was named as the beneficiary on the policy, she gets the money and can do with the funds what she likes.

While I absolutely understand your concern, there's not much (if anything) that you can do about the insurance company paying the proper designated beneficiary that was on file at the time of death.

Your comment:

My mother sued for the death of my sister and recieved a large amount of money including the life insurance money.



This is somewhat confusing. My initial feeling is that there was some type of lawsuit (wrongful death??) that was won and a sum of money was paid as a result of the lawsuit. I don't think the lawsuit included any life insurance funds, unless there was something done illegally by the insurer, which is unlikely.

Can you elucidate on the lawsuit issue? Thanks.

InsTeacher 8)

Posted: Thu Oct 04, 2012 11:56 pm Post Subject:

The quick answer is "no." Life insurance beneficiary designations are pretty much inviolate. If your mother was named as the beneficiary on the policy, she gets the money and can do with the funds what she likes.

While I absolutely understand your concern, there's not much (if anything) that you can do about the insurance company paying the proper designated beneficiary that was on file at the time of death.

Your comment:

My mother sued for the death of my sister and recieved a large amount of money including the life insurance money.



This is somewhat confusing. My initial feeling is that there was some type of lawsuit (wrongful death??) that was won and a sum of money was paid as a result of the lawsuit. I don't think the lawsuit included any life insurance funds, unless there was something done illegally by the insurer, which is unlikely.

Can you elucidate on the lawsuit issue? Thanks.

InsTeacher 8)


==================================
Stupid, messed-up wonky login process. Once again, big-time fail. Sheesh.

That last post was mine.

InsTeacher 8)

Posted: Fri Oct 05, 2012 02:47 am Post Subject:

Yes you are right dhe did sue the insurance company for wrongful death. The daughter that was killed was a passenger in her own car.

Posted: Fri Oct 05, 2012 02:48 am Post Subject:

It just doesn't seem right she even attempted to sue him for all funeral costs and collected on this suit why wouldn't he be liable for any of it

Posted: Fri Oct 05, 2012 11:26 am Post Subject:

dhe did sue the insurance company for wrongful death.


Incorrect. She sued the at fault driver.

But this, like Ins Teacher wrote, has nothing to do with life insurance proceeds, and it has nothing to do with child support.

My father pays child support is he not entitled to half of this money of his child that he pays child support for?


No, your father is not entitled to any of the money your mother recovered in her lawsuit. Your father has/had the same right to sue for wrongful death as your mother. Why didn't he sue?

Obviously, you and your mother have some unresolved "issues".

Posted: Fri Oct 05, 2012 06:56 pm Post Subject:

He didn't sue because she didn't even tell him of the death until 3 months after it happened. Strucken with grief he hadnt even though of it!

Posted: Fri Oct 05, 2012 07:29 pm Post Subject:

she didn't even tell him of the death until 3 months after it happened.


And neither did you? That would have been many months (even a year or more) before a wrongful death lawsuit would have been ready for trial or settlement. Your father would have been able to initiate his own action at that time, and the two matters probably would have been tried/settled at the same time.

So there's a lot more here (unspoken) than meets the eye.

What's missing in all this is a timeline of events, including: when your sister's death occurred (and what her age was), when the wrongful death action was filed, when it went to trial (or was settled).

You may not feel comfortable sharing that information, which is private, and that's fine. But there are also some other hidden animosities that are being dredged up because of the money involved.

And that's understandable, too, because today's American society is fostering a belief in "entitlements" . . . driver licenses for illegal immigrants, in-state college tuition rates for illegal immigrants compared to out of state US citizens, free contraceptives, free cell phones, free rent, free money, Free Willy. But that's a discussion for a political blog, not a website offering help with insurance matters.

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