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MY MOTHER HAS DIMENSIA AND NOT SURE IF SHE HAS LIFE INSURANCE. SHE HAS NO FINANCIAL POWER OF ATTORNEY . MY SISTER IS MEDICAL POA ONLY AND REFUSES TO BE FIANCIAL POWER OF ATTORNEY AS SHE REFUSES TO GET STUCK WITH ANY BILLS. SHE RECENTLY WAS ABLE TO TAKE OUT MY SOME OF MY MOTHERS MONEY FROM THE NURSING HOME STAFF WHICH I IN RETURN SPOKE TO A LAWYER AND THIS IS AGAINST THE LAW. SHE HAS SIGNED PAPERS FOR MY MOM AT THE NURSING HOME BUT always writes medical power of attorney only.she states it is for flowers for her funeral. my mom is not dead yet! my sister has it good 3 cars, nice home ect ect .i am facing homelessness