by Guest » Thu Feb 27, 2014 08:26 am
I want to take out a life insurance policy. I came across a company that doesn't require me to sit for any kind of health exams. I know a friend who had to appear for a health examination? Should I work with such a company? Will the premium rates be more than their counterparts? Any advice please?
Posted: Thu Feb 27, 2014 08:27 pm Post Subject:
Anabella,
To get the best rates with the best companies will require some level of medical exam/information and or blood and urine tests depending on face amount. Usually at $100,000 face amount depending on the company.
The rates are significantly LOWER if you submit to the requested level of medical exam for the amount applied for.
Hope this helps...and one more thing...it's a FREE medical exam. If the compnay offers you a policy then you know you don't have something that will shorten your life span.
Best regards,
Gary
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