how can I find my mom's life insurance if her policy is miss

by debfoleytia » Sun Jun 22, 2014 04:42 pm

mother passed in march and I owe the nursing home $2000 I remember she had a $1000 insurance policy but don't know how to find it

Total Comments: 3

Posted: Tue Jun 24, 2014 07:37 pm Post Subject:

$1000 life insurance policies are typically known as Industrial life insurance, and for this kind of policy there is no underwriting. So you will probably not find anything at the MIB Lost Policy Locator service.

According to the Florida Dept of Insurance, the companies with 96% of the market share for this type of insurance are:

American General Life and Accident (American General purchased Gulf Life and Independent Life and Accident) ...1-800-888-2452

Liberty National Life Insurance Company ...1-800-333-0637

Life Insurance Company of Georgia ... 1-888-968-5433

Metropolitan Life Insurance (no longer collects premiums) ... 1-800-638-5433

Prudential Life Insurance (no longer collects premiums) ... 1-800-778-2255 & 1-800-837-3645

United Insurance Company of America ... 1-800-477-8644

Capital Security Life Insurance Company (Monumental Life Insurance) ... 1-800-444-5431

Western and Southern Life Insurance ... 1-800-926-1195

Atlanta Life Insurance Company ... 1-800-235-5422

Southern Life and Health Insurance ... 205-933-1160

You may have to call each one to find out if any insured her life.

Posted: Mon Jun 30, 2014 11:17 pm Post Subject: Finding lost policy

Check her bank and credit card records for payment to life insurance companies.

Posted: Tue Jul 01, 2014 08:51 pm Post Subject:

This is one of the easier ways to do this -- if you have access to the records.

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