What lenders in Minnesota accept collateral assignment of li

by alexanderd39yanna » Wed Sep 10, 2014 09:58 pm

I have life insurance policy thru Primerica and I need to borrow against because I'm in debt.

Total Comments: 1

Posted: Wed Sep 10, 2014 11:18 pm Post Subject:

Probably not going to happen with a term life policy. If you had a cash value (whole life, UL, IUL, VUL), you might have had a small chance of success.

If your policy is for more than $2,000,000 and you have 10-15 years or more remaining on the term, it might be possible, but anyone taking a collateral assignment is going to want to see that you have the capacity to pay the premiiums in all those years. I don't think that's realistic in your case.

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