by Mix » Mon Dec 22, 2014 07:18 pm
hi my name is catherine, i am now taking care of my grandmother who recently had a stroke in February of 2014 . with the stroke she also developed dementia, im trying to find life insurance can u please help me. thank you
Posted: Wed Dec 24, 2014 09:41 am Post Subject:
Sorry, but your grandmother is not a candidate for life insurance. Unless you have a legitimate power of attorney, there is no way to obtain life insurance on her because she is not "competent" to sign a life insurance application. Any attempt by you or anyone else to circumvent the law in order to obtain life insurance in a situation such as this would be considered insurance fraud -- a felony.
Additionally, at age 86, even if she were in perfect health, there are no companies that I know of who would offer a new policy. Age 84 is usually the cut off.
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