Do I Need E&O Gap Coverage?

by jessicarossinsurance » Tue Sep 19, 2017 01:25 pm

Hi,
I am contracted as an independent agent through a broker/dealer. I have obtained individual E&O coverage effective as of the date of my contract with the new dealer. I assumed that I would be covered under the old policy while I was employed with my prior employer, and since I haven't solicited or written any business during the "GAP", I figured I don't need coverage.

But I've read all this info about "prior acts" coverage. Should I have obtained this type of coverage?

Please help.
Thanks!

I didn't find the right solution from the Internet.

References http://www.insurance-forums.net/forum/life-insurance-forum/do-i-need-e-o-gap-coverage-t71416.html

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