by jessicarossinsurance » Wed Oct 18, 2017 05:59 am
Hi,
Life insurance is NOT a simple commodity which it makes sense to buy "off the shelf" - it is complicated with many different options which won't be explained by a discount broker and may not even be available from the bankaneers. Trusts are essential (and advice is needed on those) or the wrong people could benefit (including the taxman!), waiver of premium in the event of illness and terminal or critical illness benefit should be considered - intelligently, which means a discussion with an IFA who represents YOU, not the insurers.
Please help.
Thanks!
I didn't find the right solution from the Internet.
References:http://forums.moneysavingexpert.com/showthread.php?t=2764036
creative animation video
Life insurance is NOT a simple commodity which it makes sense to buy "off the shelf" - it is complicated with many different options which won't be explained by a discount broker and may not even be available from the bankaneers. Trusts are essential (and advice is needed on those) or the wrong people could benefit (including the taxman!), waiver of premium in the event of illness and terminal or critical illness benefit should be considered - intelligently, which means a discussion with an IFA who represents YOU, not the insurers.
Please help.
Thanks!
I didn't find the right solution from the Internet.
References:http://forums.moneysavingexpert.com/showthread.php?t=2764036
creative animation video
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