by bowden » Fri Jan 30, 2009 02:36 am
Hi,
I am currently going through a divorce. We are still legally married, however I recently found out my spouse is terminally ill. Can a spouse be removed as beneficiary without being notified or without consent? The policy was issued an maintained as part of his retirement pkg. A group life ins. policy issued in 1988. Thanks for any help on this gquestion
I am currently going through a divorce. We are still legally married, however I recently found out my spouse is terminally ill. Can a spouse be removed as beneficiary without being notified or without consent? The policy was issued an maintained as part of his retirement pkg. A group life ins. policy issued in 1988. Thanks for any help on this gquestion
Posted: Sun Dec 12, 2010 12:59 pm Post Subject: life insurany policy
hi there, i have a joint life insurance policy, but haven't been with my partner for over ten years. I would like to remove his name off the policy and put it solely in my name it has been me paying for it from the beginning. I now have an 8 year old son. Can i put it in his name along with mine?
Posted: Mon Dec 13, 2010 04:24 pm Post Subject:
Who is the "Owner" of the policy? There will only be one. If you are the owner, then you can make any changes allowed by law, including removing a named insured from a joint life policy. Adding a new insured in their place may or may not be permitted by the insurance company.
But are you really talking about making your child a joint insured or merely the beneficiary of the policy? You would not be the beneficiary on a policy in which you are the sole insured.
Posted: Fri Sep 28, 2012 01:20 pm Post Subject: unconsented life insurance policy
can my child or ex husband take out a life insuracne policy on me without my consent? and if so what can i do to stop it.
Posted: Fri Sep 28, 2012 03:26 pm Post Subject:
Most states have laws prohibiting such contracts. If you are aware of life insurance issued on your life without your consent and cooperation, complain to the state Dept of Insurance.
In some states, you may have a cause of action against a person who violates state law in this regard.
Posted: Thu Oct 11, 2012 05:40 pm Post Subject: Removal of spouse from medical insurance
My daughter's husband is stating he is going to take my daughter off his medical insurance. They are not legally separated at this time. Can he do this ? If so what are her option? She has a pre-existing medical condition.
Posted: Thu Oct 11, 2012 07:43 pm Post Subject:
Unless they are legally separated, your daughter cannot take advantage of COBRA continuation. If a divorce is going to happen, then your daughter should file for a legal separation immediately, with an injunction against being terminated prior to the separation being affirmed by the court. The injunction, if granted, must be served on both her husband and his employer.
Posted: Tue Oct 30, 2012 05:59 pm Post Subject: life insurance beneficary change
In the state of WA can I change my beneficary from just my wife, to her and my kids (33%) each, without her signature or approval?
Posted: Thu Nov 01, 2012 08:51 am Post Subject:
If it is individual insurance, YES. If it is group insurance, MAYBE. For group life, you have to read the SPD (Summary Plan Description). That will tell you what you need to know about changing beneficiaries.
Posted: Sat Oct 26, 2013 07:02 pm Post Subject: Insurance
I wAs robbed I was on one of the two insurance policies at my husbands work when he got sick his sister got his power of attorney and went to change the insurance I know they broke the law there was no
Waiver signed and it has been in my name for years I was left with nothing what can I do
Posted: Sat Oct 26, 2013 07:15 pm Post Subject: Robbed of spousal life insurance from work 50
I need an answer fast
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