by shavonnet » Fri Jul 17, 2009 10:05 pm i need some life insurance for my salf Total Comments: 2 Posted: Sat Jul 18, 2009 07:18 am Post Subject: Hi Shavonnet, Have you talked to any life agent about it? The following link would take you to a discussion on similar topic. Check if it helps you too. http://www.ampminsure.org/life/reasonable-premium-policy.html ~ Jeremy Posted: Sat Jul 18, 2009 01:55 pm Post Subject: Option 1: Client put money into a CD paying 5% for the next 6 years. In 6 years account value will be $268,019. heirs will receive $268,019 - (68,019 * .33) = $245,562 Option 2: From other posts: By a single premium Life policy for 200k. This will buy her a 265k paid up policy. Appon dealth heirs will receive $265k Option 3: Buy a SPIA with a life time payout option generating $28,824 a year for life with a 100% exclusion ratio. this will generate (after tax) Add your comment Your Comment Get new captcha! What code is in the image? Enter the characters shown in the image. This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.
Posted: Sat Jul 18, 2009 07:18 am Post Subject: Hi Shavonnet, Have you talked to any life agent about it? The following link would take you to a discussion on similar topic. Check if it helps you too. http://www.ampminsure.org/life/reasonable-premium-policy.html ~ Jeremy
Posted: Sat Jul 18, 2009 01:55 pm Post Subject: Option 1: Client put money into a CD paying 5% for the next 6 years. In 6 years account value will be $268,019. heirs will receive $268,019 - (68,019 * .33) = $245,562 Option 2: From other posts: By a single premium Life policy for 200k. This will buy her a 265k paid up policy. Appon dealth heirs will receive $265k Option 3: Buy a SPIA with a life time payout option generating $28,824 a year for life with a 100% exclusion ratio. this will generate (after tax)
Posted: Sat Jul 18, 2009 07:18 am Post Subject:
Hi Shavonnet,
Have you talked to any life agent about it?
The following link would take you to a discussion on similar topic. Check if it helps you too.
http://www.ampminsure.org/life/reasonable-premium-policy.html
~ Jeremy
Posted: Sat Jul 18, 2009 01:55 pm Post Subject:
Option 1:
Client put money into a CD paying 5% for the next 6 years.
In 6 years account value will be $268,019. heirs will receive $268,019 - (68,019 * .33) = $245,562
Option 2:
From other posts:
By a single premium Life policy for 200k.
This will buy her a 265k paid up policy.
Appon dealth heirs will receive $265k
Option 3:
Buy a SPIA with a life time payout option generating $28,824 a year for life with a 100% exclusion ratio. this will generate (after tax)
Add your comment