I need to know If my mother has a life insurance policy on me, how can i find out ?
Total Comments: 16
Posted: Mon Apr 27, 2009 04:30 am Post Subject:
Ask her? Can you tell us what your questions is stemming from?
InsTeacher 8)
Posted: Mon Apr 27, 2009 10:29 am Post Subject:
I need to know If my mother has a life insurance policy on me, how can i find out ?
Is there more to this question? Like Teacher has said you have to go and ask your mother about it but I think you are contemplating over filing death claim.
Now, there are some standard methods to search the policy which we always suggest to our posters. They are,
*Search through her important papers
*Check with the friends and family
*If you know the name of the insurance company, check with it.
*Next, you should check with the employer of your mother.
Let us know of we can be of more help
Posted: Mon Apr 27, 2009 09:03 pm Post Subject:
She's not the owner. An insurance company won't tell her anything.
Posted: Tue Apr 28, 2009 03:41 pm Post Subject:
was any check made on ur medical records.....if yes ..then try to find who made that check........this might help u finding out the insurance company name.
Posted: Thu Apr 30, 2009 10:00 am Post Subject:
Hi crystal hearst
I am sorry and no offense meant, but I really need to ask this. Is your mom alive? Are you in talking terms with her? Can you not ask your mom if she has a life insurance policy on you? You could try the Medical Information Bureau though. They might be able to help you locate a policy.
Posted: Fri May 01, 2009 07:21 pm Post Subject:
Yes if she is alive you can just ask. If she is not alive im sorry im not sure if you can ask or call the insurance company and find out?
Posted: Sat May 02, 2009 12:54 pm Post Subject:
She's not the owner. An insurance company won't tell her anything
Gary, they dang well will if she's the INSURED which is her question.
Posted: Sat May 02, 2009 04:07 pm Post Subject:
I agree with Lori, she has every right to know if there is a policy on her.
Posted: Sat May 02, 2009 09:08 pm Post Subject:
It's not a question of whether the insured has the right to know or not. It's a question whether the insurance company has the legal right to talk to the insured about any details of the policy.
The insurance company should not be answering questions from anybody about an insurance policy other than the owner and the agent.
(An employee of the insurance company may give the insured information about the policy, but I am pretty sure that they can't be legally doing so. Does anyone have any information, as opposed to opinion, contradicting this?
Posted: Sun May 03, 2009 01:50 pm Post Subject:
It's a question whether the insurance company has the legal right to talk to the insured about any details of the policy
.
The insurance company should not be answering questions from anybody about an insurance policy other than the owner and the agent
The "insured" is a party to the contract...I can't imagine how you think that the actual insured on the policy cannot be given detail? :? The question is how can you NOT give the 'insured' information if requested?
Posted: Mon Apr 27, 2009 04:30 am Post Subject:
Ask her? Can you tell us what your questions is stemming from?
InsTeacher 8)
Posted: Mon Apr 27, 2009 10:29 am Post Subject:
I need to know If my mother has a life insurance policy on me, how can i find out ?
Is there more to this question? Like Teacher has said you have to go and ask your mother about it but I think you are contemplating over filing death claim.
Now, there are some standard methods to search the policy which we always suggest to our posters. They are,
*Search through her important papers
*Check with the friends and family
*If you know the name of the insurance company, check with it.
*Next, you should check with the employer of your mother.
Let us know of we can be of more help
Posted: Mon Apr 27, 2009 09:03 pm Post Subject:
She's not the owner. An insurance company won't tell her anything.
Posted: Tue Apr 28, 2009 03:41 pm Post Subject:
was any check made on ur medical records.....if yes ..then try to find who made that check........this might help u finding out the insurance company name.
Posted: Thu Apr 30, 2009 10:00 am Post Subject:
Hi crystal hearst
I am sorry and no offense meant, but I really need to ask this. Is your mom alive? Are you in talking terms with her? Can you not ask your mom if she has a life insurance policy on you? You could try the Medical Information Bureau though. They might be able to help you locate a policy.
Posted: Fri May 01, 2009 07:21 pm Post Subject:
Yes if she is alive you can just ask. If she is not alive im sorry im not sure if you can ask or call the insurance company and find out?
Posted: Sat May 02, 2009 12:54 pm Post Subject:
She's not the owner. An insurance company won't tell her anything
Gary, they dang well will if she's the INSURED which is her question.Posted: Sat May 02, 2009 04:07 pm Post Subject:
I agree with Lori, she has every right to know if there is a policy on her.
Posted: Sat May 02, 2009 09:08 pm Post Subject:
It's not a question of whether the insured has the right to know or not. It's a question whether the insurance company has the legal right to talk to the insured about any details of the policy.
The insurance company should not be answering questions from anybody about an insurance policy other than the owner and the agent.
(An employee of the insurance company may give the insured information about the policy, but I am pretty sure that they can't be legally doing so. Does anyone have any information, as opposed to opinion, contradicting this?
Posted: Sun May 03, 2009 01:50 pm Post Subject:
It's a question whether the insurance company has the legal right to talk to the insured about any details of the policy
.The insurance company should not be answering questions from anybody about an insurance policy other than the owner and the agent
The "insured" is a party to the contract...I can't imagine how you think that the actual insured on the policy cannot be given detail? :? The question is how can you NOT give the 'insured' information if requested?Add your comment