by mightyoak » Sun Jun 07, 2009 07:09 pm
Hello insurance guru's. I need to pick some brains. I'm new here and need some opinions. This is about a Veterans life insurance policy.
Heres what happened. Elderly father, age 80, on 14 medicines, oxygen, gravely ill. Changes his military life insurance policy over to his male friends WIFE. The day after he returns home from the hospital.
Husband and wife team of crooks.
They waited until I left the house to get groceries, supposedly to do this.
The husband: picks up his neighbor and his friend to be the witness. Another sick old man.
The policy gets changed, and remains a secret until one year later and my father dies.
A half an hour after he dies, the husband is on the telephone trying to get my fathers death certificates from the funeral home. Hum??? I think. What is up with that? i tracked it down with some detective work and it was a government life insurance policy.
Ok to make a long story short, the whole case is now in washington dc before the veterans board of appeals. Which is federal law. So its going to an appeal process and it will take a long long time there.
In the mean time, I file a civil state suit, against this couple. we are into what they call discovery and the deposition phase of the civil suit. Where questions are taken under oath.
The husband admits under OATH that HE FILLED IN HIS WIFES NAME ON THE FORM. He writes in his wifes name on my fathers life insurance form.
It appears to be my fathers signature and date? Is this fraud?
The husband says he was there at our home and he picked up the witness that eventful morning.
The witness says he drove himself, and that the husband was not there that morning. The stories do not match.
One more part of this story... There was a 45 minute evaluation done on my father by a shrink, who says he was COMPETENT.
Now ?why is a competent man NOT able to write the beneficiary person in on the form himself?
Can the husband write in his wifes name on my fathers government life insurance form? You wouldnt think so would you?????????
Now finally over at veterans affairs site, I find somewhere it says that if the veteran is competent, HE should COMPLETE and sign the form. HE should, not someone else.
What more of an important part of the life insurance form is there, than the beneficiary designation part.???
Anyone have any background or know this kind of thing?
my lawyer is busy with the civil suit, and he wont even waste his time on the VA. Because he knows its just a gigantic bureau.
anyone know where i can look this up some more.
quacks like a duck. I wonder exactly what did happen that day? How am i supposed to guess if the crooks dont know. whats your thoughts you insurance people? :shock:
Heres what happened. Elderly father, age 80, on 14 medicines, oxygen, gravely ill. Changes his military life insurance policy over to his male friends WIFE. The day after he returns home from the hospital.
Husband and wife team of crooks.
They waited until I left the house to get groceries, supposedly to do this.
The husband: picks up his neighbor and his friend to be the witness. Another sick old man.
The policy gets changed, and remains a secret until one year later and my father dies.
A half an hour after he dies, the husband is on the telephone trying to get my fathers death certificates from the funeral home. Hum??? I think. What is up with that? i tracked it down with some detective work and it was a government life insurance policy.
Ok to make a long story short, the whole case is now in washington dc before the veterans board of appeals. Which is federal law. So its going to an appeal process and it will take a long long time there.
In the mean time, I file a civil state suit, against this couple. we are into what they call discovery and the deposition phase of the civil suit. Where questions are taken under oath.
The husband admits under OATH that HE FILLED IN HIS WIFES NAME ON THE FORM. He writes in his wifes name on my fathers life insurance form.
It appears to be my fathers signature and date? Is this fraud?
The husband says he was there at our home and he picked up the witness that eventful morning.
The witness says he drove himself, and that the husband was not there that morning. The stories do not match.
One more part of this story... There was a 45 minute evaluation done on my father by a shrink, who says he was COMPETENT.
Now ?why is a competent man NOT able to write the beneficiary person in on the form himself?
Can the husband write in his wifes name on my fathers government life insurance form? You wouldnt think so would you?????????
Now finally over at veterans affairs site, I find somewhere it says that if the veteran is competent, HE should COMPLETE and sign the form. HE should, not someone else.
What more of an important part of the life insurance form is there, than the beneficiary designation part.???
Anyone have any background or know this kind of thing?
my lawyer is busy with the civil suit, and he wont even waste his time on the VA. Because he knows its just a gigantic bureau.
anyone know where i can look this up some more.
quacks like a duck. I wonder exactly what did happen that day? How am i supposed to guess if the crooks dont know. whats your thoughts you insurance people? :shock:
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Posted: Mon Feb 07, 2011 09:33 pm Post Subject:
Check your states laws.Its imperative that anyone getting a life insurance policy actually have a true[not fraudulent]interest in the insureds life.Many states include that to mean a beneficiary as well.Your fathers illness would be a barr to changing the beneficiary unless it was to an attorney or other family member.[Then competency might play a part]Medical illness and injury in many areas is considered duress[for insurance purposes].Its enough in many areas to void the beneficiary[if it was changed at the last minute to a non family member.This is especially true if the relationship with the insured had been a short term one.You will still need a court to decide it.
Posted: Tue Feb 08, 2011 02:00 am Post Subject:
This post is a year and a half old...
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