by asianking » Tue Apr 21, 2009 06:40 am
what must be minimum age to insure myself.if i want life insurance for myself then what must be minimum age of mine for this.??
what is minimum age limit
what is minimum age limit
Posted: Mon Apr 27, 2009 05:37 am Post Subject:
yes I agree with the statement if one is insured in an early age one will surely get a preference for the policy coverage but he/she has to fulfill the basic criterion of policy issuance.
Yes, it is true when one is insured at an early age one does get some concession (discount) on the premium from the insurance company. :wink:
Posted: Mon Apr 27, 2009 09:06 pm Post Subject:
Amit, not only are you agreeing with statements that were never stated, but what you are saying is incorrect.
Posted: Tue Apr 28, 2009 06:41 am Post Subject:
The biggest reason why I think that it is important to buy insurance on a child is that if it is done properly, it can guarantee that they can buy $1,000,000 of coverage as an adult with no medical questions.
Okay, does that mean that if you were insured as a child you can buy life policy at any age after attaining adulthood without passing through the medical underwriting screening?
it can guarantee that they can buy $1,000,000 of coverage as an adult with no medical questions.
Is it the maximum amount of insurance coverage that one might get without medical underwriting?
Posted: Tue Apr 28, 2009 10:20 am Post Subject:
It depends on the insurance company. One of the top ones will allow a rider on a policy that will allow someone to purchase $125,000 of coverage as an adult with 8 option dates. 8 x $125,000 = $1,000,000. When they purchase this coverage, there are no medical questions.
Posted: Wed May 13, 2009 09:36 am Post Subject:
More and more people are turning to life insurance to safegaurd both their and their families health and provide cover in case of sudden death. the trend is not localised to adultd olone, parent are taking policies fot their unborn, new born and young kids. However, minimum age changes from policy to policy, depends on policy criteria and termsand conditions
Posted: Tue Aug 30, 2016 02:25 pm Post Subject: life insurance
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Posted: Tue Sep 27, 2016 07:40 am Post Subject: Age depends upon company
it basically depends upon the company and its products.Some companies allow this at 18 but a few plans also offers cover to infant.Some of the good life insurance companies are Edelwesis Tokio life insurance,icici lombard
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Posted: Thu Sep 26, 2019 08:40 am Post Subject: Insurance
There is no age limit to take life insurance policy but for signing a financial contract the minimum age required is 18 years so if you want to take the policy for age below 18years their parents will take it.
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