I need a single premium whole life age 86 average health. appointment is on thursday. NS and average health 3 meds
Total Comments: 23
Posted: Tue Nov 25, 2008 06:37 am Post Subject:
shouldn't we have a right to know where the money is going?!
Sure, you have every right to know about the funds you are investing in, in fact, the agent should clarify the different portfolios available along with the amount of risks associated with each kind of fund while explaining the pros and cons of the plan to the client. The company may also send regular updates on performance of the funds to the customers.
Posted: Wed Nov 26, 2008 09:04 pm Post Subject:
I am not sure what you guys mean by funds. It would not be advisable to purchase a variable product for an 86 y/o. Especially if it is to be used for estate planning. Obviously if you buy a VUL you will get a statement of the fund you have invested in and there performance, etc. If you buy a UL then the premiums will be used to pay the M&E and the remainder will be invested in an interest bearing account which will also be shown on the statement.
Posted: Thu Jan 01, 2009 06:23 pm Post Subject:
Just to name a few, Genworth, AIG, John Hancock and Prudential.
Posted: Wed Feb 23, 2011 07:10 pm Post Subject:
New York Life does not sell insuranse to people age 86
Posted: Sat Mar 05, 2011 08:42 pm Post Subject:
A friend of mine complains about how high his insurance premium is. He got his insurance at the age of 40. I can only imagine how much higher it will be for people who are in their 80s!
Posted: Tue Mar 29, 2011 01:35 pm Post Subject: age 86
I just saw this post the problem is your age, most insures don't take people age 86. The cut off is age 85, there is a few companies that will take you up to age 90.... however they will not give you a single premium whole life. The problem is your life expectancy, the company has trouble giving insurance to people who are above avg life expectancy.... A male lives to age 72 and a female lives to 78, you are lucky and have outlive the statistics.
Posted: Thu Jul 04, 2019 10:10 am Post Subject:
business Times
online dating promised so much. Is greatest problems that humans face and one of the first times in human history there was some innovation, Says elizabeth Norton, A psychologist at Harvard Business School.
determining the best partner, Whether for life or for monday night, Is so important to so many people that you would think we might have cracked it by now. By assembling a vast array of date worthy people in a searchable format, online dating services seems like it should be a huge improvement on the old fashioned methods of meeting people at work, implies friends, Or in bars and discos. But it not clear that the innovation of online dating service personals is helping very much.
A simple survey that Norton conducted with two other behavioral scientists, Jeana frost and Dan Ariely, says people were unhappy with their online dating experience in three obvious ways. The first was that the bit of the dating was about as much fun as booking a dentist appointment. The second was that it took for ever the typical survey respondent spent 12 hours a week browsing through profiles and sending and receiving messages, Yielding less than two hours of offline interacting with your dog. at this point, 106 minutes are plenty for some types of offline interaction but, However individuals were spending their time together, They didn seem complacent. this became the third problem: People tended to have high expected values before the dates they had arranged online but felt disenchanted afterwards. To adapt a woodsy Allen joke: Not only are the dates terrible but it is possible to so few of them.
Given that online dating site tends to be tedious, difficult and fruitless, It is no surprise that we seem hungry for a great way. Most approaches to online dating site have tried to exploit one of the two obvious advantages of computers: Speed and data handling power. Apps such as Grindr and Tinder allow people to skim quickly through profiles based on some a piece of cake criteria. (real estate professional hot? Are they available today?) that has become, remember, Fine for a one night stand but less promising for a more committed online dating. We badly want to assume that after giving a website a list of our preferences, Hobbies and answers to problems such as, You prefer the people that you to be simple or complex? A clever algorithm will produce a pleasing result.
since these pleasing results seem elusive, unrealistic has gone into overdrive. We hold out hope that if only we could be cleverer, The algorithms would deliver the required effect.
In precisely the same vein, Wired magazine released us to Chris McKinlay, Math genius who hacked OkCupid and managed to meet the woman of his dreams after cleverly reverse engineering the positioning algorithms. The brilliance of McKinlay achievement is somewhat diminished by the revelation that he had to work his way through been unsuccessful dates with 87 women before his paid dividends.
must hardly be a surprise. Imagine checking the anonymised dating profiles of 10 close friends and comparing them with the profiles of 10 mere acquaintances. Using the profile points alone, Could you pick out the people you appreciate? the answer, promises Dan Ariely, isn't any. dreadful. It essentially random. Is crazy to believe that somebody eye colour and height, or maybe hobbies and musical tastes, Are a basis for a lasting online dating. But that is the fact that algorithmic matching encourages. Online dating is built on a Google esque trawl through a database because that the obvious and easy way to be successful.
Is there a means? might be. Jeana Frost PhD research explored option approach to online dating. you may want to, She answered, Make online dating a bit less like searching and a bit more like an actual date? She made a virtual image gallery in which people had a virtual date, employed a lawyer by simple geometric avatars with speech bubbles. The images from Lisa and Jessica Simpson to George Bush and John Kerry were talking starters. People enjoyed these electronic dates and, the moment they later met in person, The virtual date has latino dating worked well as an icebreaker.
Virtual dating has not taken off retail, informs me Norton, In part because companies have tried too hard repair their fortunes realistic, And have fallen into the valley of the less than human. I suspicious, But are certainly not prove, That virtual spaces such as wow are perfectly good places to meet a soulmate, Assuming your soulmate transpires with like orc bashing. Perhaps mainstream virtual dating is just waiting for the right design to emerge.
Or perhaps assist deeper: Online online dating services prosper if they keep us coming back for more. Setting someone up with a romantic partner for life is no way to win a repeat customer.
Posted: Sat Aug 24, 2019 02:32 am Post Subject:
AsiaMe Recommends Webcam Dating This Summer to Build internet access Online
Summertime is a good chance for singles to connect online using Camshare dating service which helps them to see the sunshine in their partners life, the actual weather, And the living natural world. absolutely nothing better than seeing the amiable face of the match, Coming with the careful greetings, Though mentioned via texts. Camshare is a good ways to boost affection and enjoy a truly memorable chat online. Video dating has now become top selection for singles who prefer dating online instead of traditional dating. Webcam chat greatly attracts members for it ensures they feel closer than ever. It brings a great dating experience as they can chat instantly and meet the partner virtually.in accordance with the feedbacks of our members, Webcam dating ensures them a massively enhanced online dating experience. It enables them to to verify the match promptly and know each other better by every movement they take! It is a reliable way to see if there is any chemistry underlying, Which can help them actually choose to push the relationship forward or not.except in Webcam dating, AsiaMe members also use other highlights including EMF, take up residence Chat, take pleasure in Call, Gifts and Flowers to keep contact going. AsiaMe mission is not hard, moldova girls Which is to provide members with safe and simplified services, corresponding to Live Chat, passion Call, online video media Show, EMF all mail, are used to help.
Posted: Fri Jan 17, 2020 06:56 am Post Subject: beautiful moldova
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Your towards how you really treat not only your date but others as well. How you treat others will be closely monitored and scrutinized by other singles, If they notice that you are treating people with respect and dignity dating websites online then your potential match will be more at ease and impressed with you, If of course they see you treating people.One of the best ways to find someone dating singles sites join our sites if you are researching for a long term relationship is offline dating. Offline as opposed to online dating singles websites that no information is published one particular.This is particularly important for those clients who moldova brides do not want to publicise their personal information. It is ideal for those who are looking for over 40's dating especially if they are not totally confident or au fait with traditional online moldova women dating.
Posted: Mon Jan 20, 2020 06:06 am Post Subject: ukraine marriage
Why Japanese women say they like dating otakus
Recent surveys in Japan have suggested that not only are our youngsters not intrigued in sex, But that Japanese women are mystifying men all the as the men behavior stupefies the women.
Now a online survey from Sugoren, translated by Japan Style, Is sticking up for the otaku generation and has collated reasons why the male nerds of Japan are the most useful boyfriends in town.
The female readers of the site came up with these beauties:
"My boyfriend had me memorize lots of names of game text letters. It was hard from the beginning, But now I'm dependent on the game world. I've learned many reasons for the otaku world and it fun,
"I went to a comic market dating ukrainian women initially. which had been so exciting! The full sized Gundam was quite noteworthy,
"Otaku boys are pure and single minded, and should not be flirts, So I don't worry about [Feeling green with envy.] If otaku boys taken advantage of on me, it happens only in the second dimension (avoid real girls). joint obsessions
"might otaku too, So we can savor the same things. It feels like he is currently my teacher,
"The topic rarely deviates but I never get tired of the connection with him, Says one teenage participant. "Otaku people are very impassioned, Says an additional in her 20s.
6. Respect when giving your sense of values
"i am thankful for otaku, But my field is different from my boyfriend's, And each of us has an inviolable region. evidently actors, Bartenders, sports stars, consequently on. will be much better looking, But it takes more than their appearance to keep a woman. With technology becoming a lot more an economic driver more nerds are naturally making their way into better paying and more secure jobs. be realistic.99% of celebrities, some athletes, Etc just don make enough russian chat money to make a decent contribution to the cost of living, So nerds have the force of the economy to their rear.
Posted: Tue Nov 25, 2008 06:37 am Post Subject:
shouldn't we have a right to know where the money is going?!
Sure, you have every right to know about the funds you are investing in, in fact, the agent should clarify the different portfolios available along with the amount of risks associated with each kind of fund while explaining the pros and cons of the plan to the client. The company may also send regular updates on performance of the funds to the customers.
Posted: Wed Nov 26, 2008 09:04 pm Post Subject:
I am not sure what you guys mean by funds. It would not be advisable to purchase a variable product for an 86 y/o. Especially if it is to be used for estate planning. Obviously if you buy a VUL you will get a statement of the fund you have invested in and there performance, etc. If you buy a UL then the premiums will be used to pay the M&E and the remainder will be invested in an interest bearing account which will also be shown on the statement.
Posted: Thu Jan 01, 2009 06:23 pm Post Subject:
Just to name a few, Genworth, AIG, John Hancock and Prudential.
Posted: Wed Feb 23, 2011 07:10 pm Post Subject:
New York Life does not sell insuranse to people age 86
Posted: Sat Mar 05, 2011 08:42 pm Post Subject:
A friend of mine complains about how high his insurance premium is. He got his insurance at the age of 40. I can only imagine how much higher it will be for people who are in their 80s!
Posted: Tue Mar 29, 2011 01:35 pm Post Subject: age 86
I just saw this post the problem is your age, most insures don't take people age 86. The cut off is age 85, there is a few companies that will take you up to age 90.... however they will not give you a single premium whole life. The problem is your life expectancy, the company has trouble giving insurance to people who are above avg life expectancy.... A male lives to age 72 and a female lives to 78, you are lucky and have outlive the statistics.
Posted: Thu Jul 04, 2019 10:10 am Post Subject:
business Times
online dating promised so much. Is greatest problems that humans face and one of the first times in human history there was some innovation, Says elizabeth Norton, A psychologist at Harvard Business School.
determining the best partner, Whether for life or for monday night, Is so important to so many people that you would think we might have cracked it by now. By assembling a vast array of date worthy people in a searchable format, online dating services seems like it should be a huge improvement on the old fashioned methods of meeting people at work, implies friends, Or in bars and discos. But it not clear that the innovation of online dating service personals is helping very much.
A simple survey that Norton conducted with two other behavioral scientists, Jeana frost and Dan Ariely, says people were unhappy with their online dating experience in three obvious ways. The first was that the bit of the dating was about as much fun as booking a dentist appointment. The second was that it took for ever the typical survey respondent spent 12 hours a week browsing through profiles and sending and receiving messages, Yielding less than two hours of offline interacting with your dog. at this point, 106 minutes are plenty for some types of offline interaction but, However individuals were spending their time together, They didn seem complacent. this became the third problem: People tended to have high expected values before the dates they had arranged online but felt disenchanted afterwards. To adapt a woodsy Allen joke: Not only are the dates terrible but it is possible to so few of them.
Given that online dating site tends to be tedious, difficult and fruitless, It is no surprise that we seem hungry for a great way. Most approaches to online dating site have tried to exploit one of the two obvious advantages of computers: Speed and data handling power. Apps such as Grindr and Tinder allow people to skim quickly through profiles based on some a piece of cake criteria. (real estate professional hot? Are they available today?) that has become, remember, Fine for a one night stand but less promising for a more committed online dating. We badly want to assume that after giving a website a list of our preferences, Hobbies and answers to problems such as, You prefer the people that you to be simple or complex? A clever algorithm will produce a pleasing result.
since these pleasing results seem elusive, unrealistic has gone into overdrive. We hold out hope that if only we could be cleverer, The algorithms would deliver the required effect.
In precisely the same vein, Wired magazine released us to Chris McKinlay, Math genius who hacked OkCupid and managed to meet the woman of his dreams after cleverly reverse engineering the positioning algorithms. The brilliance of McKinlay achievement is somewhat diminished by the revelation that he had to work his way through been unsuccessful dates with 87 women before his paid dividends.
must hardly be a surprise. Imagine checking the anonymised dating profiles of 10 close friends and comparing them with the profiles of 10 mere acquaintances. Using the profile points alone, Could you pick out the people you appreciate? the answer, promises Dan Ariely, isn't any. dreadful. It essentially random. Is crazy to believe that somebody eye colour and height, or maybe hobbies and musical tastes, Are a basis for a lasting online dating. But that is the fact that algorithmic matching encourages. Online dating is built on a Google esque trawl through a database because that the obvious and easy way to be successful.
Is there a means? might be. Jeana Frost PhD research explored option approach to online dating. you may want to, She answered, Make online dating a bit less like searching and a bit more like an actual date? She made a virtual image gallery in which people had a virtual date, employed a lawyer by simple geometric avatars with speech bubbles. The images from Lisa and Jessica Simpson to George Bush and John Kerry were talking starters. People enjoyed these electronic dates and, the moment they later met in person, The virtual date has latino dating worked well as an icebreaker.
Virtual dating has not taken off retail, informs me Norton, In part because companies have tried too hard repair their fortunes realistic, And have fallen into the valley of the less than human. I suspicious, But are certainly not prove, That virtual spaces such as wow are perfectly good places to meet a soulmate, Assuming your soulmate transpires with like orc bashing. Perhaps mainstream virtual dating is just waiting for the right design to emerge.
Or perhaps assist deeper: Online online dating services prosper if they keep us coming back for more. Setting someone up with a romantic partner for life is no way to win a repeat customer.
Posted: Sat Aug 24, 2019 02:32 am Post Subject:
AsiaMe Recommends Webcam Dating This Summer to Build internet access Online
Summertime is a good chance for singles to connect online using Camshare dating service which helps them to see the sunshine in their partners life, the actual weather, And the living natural world. absolutely nothing better than seeing the amiable face of the match, Coming with the careful greetings, Though mentioned via texts. Camshare is a good ways to boost affection and enjoy a truly memorable chat online. Video dating has now become top selection for singles who prefer dating online instead of traditional dating. Webcam chat greatly attracts members for it ensures they feel closer than ever. It brings a great dating experience as they can chat instantly and meet the partner virtually.in accordance with the feedbacks of our members, Webcam dating ensures them a massively enhanced online dating experience. It enables them to to verify the match promptly and know each other better by every movement they take! It is a reliable way to see if there is any chemistry underlying, Which can help them actually choose to push the relationship forward or not.except in Webcam dating, AsiaMe members also use other highlights including EMF, take up residence Chat, take pleasure in Call, Gifts and Flowers to keep contact going. AsiaMe mission is not hard, moldova girls Which is to provide members with safe and simplified services, corresponding to Live Chat, passion Call, online video media Show, EMF all mail, are used to help.
Posted: Fri Jan 17, 2020 06:56 am Post Subject: beautiful moldova
Single Women going
Your towards how you really treat not only your date but others as well. How you treat others will be closely monitored and scrutinized by other singles, If they notice that you are treating people with respect and dignity dating websites online then your potential match will be more at ease and impressed with you, If of course they see you treating people.One of the best ways to find someone dating singles sites join our sites if you are researching for a long term relationship is offline dating. Offline as opposed to online dating singles websites that no information is published one particular.This is particularly important for those clients who moldova brides do not want to publicise their personal information. It is ideal for those who are looking for over 40's dating especially if they are not totally confident or au fait with traditional online moldova women dating.
Posted: Mon Jan 20, 2020 06:06 am Post Subject: ukraine marriage
Why Japanese women say they like dating otakus
Recent surveys in Japan have suggested that not only are our youngsters not intrigued in sex, But that Japanese women are mystifying men all the as the men behavior stupefies the women.
Now a online survey from Sugoren, translated by Japan Style, Is sticking up for the otaku generation and has collated reasons why the male nerds of Japan are the most useful boyfriends in town.
The female readers of the site came up with these beauties:
"My boyfriend had me memorize lots of names of game text letters. It was hard from the beginning, But now I'm dependent on the game world. I've learned many reasons for the otaku world and it fun,
"I went to a comic market dating ukrainian women initially. which had been so exciting! The full sized Gundam was quite noteworthy,
"Otaku boys are pure and single minded, and should not be flirts, So I don't worry about [Feeling green with envy.] If otaku boys taken advantage of on me, it happens only in the second dimension (avoid real girls). joint obsessions
"might otaku too, So we can savor the same things. It feels like he is currently my teacher,
"The topic rarely deviates but I never get tired of the connection with him, Says one teenage participant. "Otaku people are very impassioned, Says an additional in her 20s.
6. Respect when giving your sense of values
"i am thankful for otaku, But my field is different from my boyfriend's, And each of us has an inviolable region. evidently actors, Bartenders, sports stars, consequently on. will be much better looking, But it takes more than their appearance to keep a woman. With technology becoming a lot more an economic driver more nerds are naturally making their way into better paying and more secure jobs. be realistic.99% of celebrities, some athletes, Etc just don make enough russian chat money to make a decent contribution to the cost of living, So nerds have the force of the economy to their rear.
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