Can any one explain me, i wanted to take insurance policy for my mother. Can any one explain me how term life is different that Whole life insurance.
Total Comments: 60
Posted: Thu Jul 02, 2009 02:35 pm Post Subject: life insurance
My husband had taken out a 10,000 dollar policy for my son years ago. i have been paying on it now since my husband has died. I will pay on it till I pass and then hopefully son will take over. Do you ever stop paying on this insurance if insured is still living? Is this still better than a term policy?
Posted: Tue Sep 08, 2009 11:24 am Post Subject:
We know that there are several various life insurance policies now and we can choose it according to our needs. Some of the good life insurance policies which can easily fit in our budget are the whole term life insurance policy, the universal policy and many more. This could definitely be the best protection for our family for the whole life.
The 10 year term life insurance policy is usually chosen for one of two reasons. It is quite cheap thus more people can afford it. They wanna choose this policy intending to buy one for a longer period of time sometime in the future. If they are unable to qualify for the new policy in the future the life insurance company may allow them to convert to a permanent policy. Of course, this one would be by contractual agreement. Buying the 10 year term policy they at least have the coverage now. They can feel more secure.
20 years sounds like a good period of time to plan for so off they go and buy their 20 year term life insurance policy. A 25 year or a 30 year term life insurance policy probably would have done just as well but they choose the 20 year policy.
Business people often choose the 30 year term life insurance policy over the other policy styles as they want to do their insurance buying now and not think about it any more for a while. They should rethink their insurance needs every year but at the beginning they choose the 30 year term anyway.
We have a lot of choose and we can pick up the right and availale one .
Posted: Tue Sep 15, 2009 05:45 am Post Subject:
the whole term life insurance policy
THE WHAT??
OMG this sounds like a Primerica commercial. I shouldn't laugh, investigating their croooked agents has always been lucrative.
dgoldenz - that book idea would work very well if you were once a football coach.
Posted: Tue Sep 15, 2009 05:51 am Post Subject:
I coach a few fantasy football teams....does that count?
Posted: Tue Sep 15, 2009 04:27 pm Post Subject:
LMAO
Hey Coach, As long as you stay away from selling "Whole Term Life Insurance policies" we'll get along just fine.
Posted: Mon Dec 07, 2009 08:47 pm Post Subject: best rated insurance policies?
this table at lifeinsurancesf.com shows a comparison or rankings of the best companies or policies for life insurance. do you know of other such comparisons or ratings? how do you decide which is the "best" life policy?
Posted: Tue Dec 08, 2009 12:15 am Post Subject:
"I coach a few fantasy football teams....does that count?"
Feel free to email for advice.
Here are two freebies:
Hartley and Harrison. Might be available in certain leagues.
Posted: Tue Dec 08, 2009 04:23 am Post Subject:
I'm doing alright. I'm in 3 money leagues and currently in first, second, and third place with the playoffs starting next week. Have a bye in the first two. Hartley and Harrison are both gone in each league.
Posted: Tue Dec 08, 2009 06:06 am Post Subject: female
Whole life insurance at age 65 for 100,00.00.
Non-amoker and no none medical problems.
Posted: Tue Dec 08, 2009 03:45 pm Post Subject:
Whole life insurance at age 65 for 100,00.00.
Non-amoker and no none medical problems.
Posted: Thu Jul 02, 2009 02:35 pm Post Subject: life insurance
My husband had taken out a 10,000 dollar policy for my son years ago. i have been paying on it now since my husband has died. I will pay on it till I pass and then hopefully son will take over. Do you ever stop paying on this insurance if insured is still living? Is this still better than a term policy?
Posted: Tue Sep 08, 2009 11:24 am Post Subject:
We know that there are several various life insurance policies now and we can choose it according to our needs. Some of the good life insurance policies which can easily fit in our budget are the whole term life insurance policy, the universal policy and many more. This could definitely be the best protection for our family for the whole life.
The 10 year term life insurance policy is usually chosen for one of two reasons. It is quite cheap thus more people can afford it. They wanna choose this policy intending to buy one for a longer period of time sometime in the future. If they are unable to qualify for the new policy in the future the life insurance company may allow them to convert to a permanent policy. Of course, this one would be by contractual agreement. Buying the 10 year term policy they at least have the coverage now. They can feel more secure.
20 years sounds like a good period of time to plan for so off they go and buy their 20 year term life insurance policy. A 25 year or a 30 year term life insurance policy probably would have done just as well but they choose the 20 year policy.
Business people often choose the 30 year term life insurance policy over the other policy styles as they want to do their insurance buying now and not think about it any more for a while. They should rethink their insurance needs every year but at the beginning they choose the 30 year term anyway.
We have a lot of choose and we can pick up the right and availale one .
Posted: Tue Sep 15, 2009 05:45 am Post Subject:
the whole term life insurance policy
THE WHAT??
OMG this sounds like a Primerica commercial. I shouldn't laugh, investigating their croooked agents has always been lucrative.
dgoldenz - that book idea would work very well if you were once a football coach.
Posted: Tue Sep 15, 2009 05:51 am Post Subject:
I coach a few fantasy football teams....does that count?
Posted: Tue Sep 15, 2009 04:27 pm Post Subject:
LMAO
Hey Coach, As long as you stay away from selling "Whole Term Life Insurance policies" we'll get along just fine.
Posted: Mon Dec 07, 2009 08:47 pm Post Subject: best rated insurance policies?
this table at lifeinsurancesf.com shows a comparison or rankings of the best companies or policies for life insurance. do you know of other such comparisons or ratings? how do you decide which is the "best" life policy?
Posted: Tue Dec 08, 2009 12:15 am Post Subject:
"I coach a few fantasy football teams....does that count?"
Feel free to email for advice.
Here are two freebies:
Hartley and Harrison. Might be available in certain leagues.
Posted: Tue Dec 08, 2009 04:23 am Post Subject:
I'm doing alright. I'm in 3 money leagues and currently in first, second, and third place with the playoffs starting next week. Have a bye in the first two. Hartley and Harrison are both gone in each league.
Posted: Tue Dec 08, 2009 06:06 am Post Subject: female
Whole life insurance at age 65 for 100,00.00.
Non-amoker and no none medical problems.
Posted: Tue Dec 08, 2009 03:45 pm Post Subject:
Whole life insurance at age 65 for 100,00.00.
Non-amoker and no none medical problems.
Are you asking for a quote?
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