I'm told that I'd need to undergo a test for mental incapacity.
Total Comments: 4
Posted: Tue Jan 26, 2010 04:53 am Post Subject:
Usually it's part of the application process. It's not all that complicated, you'd have to be in severe depreciated mental capacity to fail it.
Posted: Tue Jan 26, 2010 10:48 am Post Subject:
There are certain kinds of impairment that demands such tests even when you're perfectly capable of performing your other daily activities. These tests may have certain features that are different than the usual medical tests and may also involve people who don't even belong to the medical profession.
Posted: Wed Jan 27, 2010 07:41 am Post Subject:
This cognitive test would help determine the extent to which you're incapacitated. It might reveal different facts associated with this and would ultimately determine your benefits.
You'd need to sit with experts and determine if you're in need of additional reminders or supervision towards your normal daily activities.
Your cognitive impairment would be established if you're at risk of causing harm to yourself or to others under circumstances when you don't get such reminders.
Posted: Tue Feb 02, 2010 10:23 am Post Subject: Cognitive test
LTD cognitive tests are conducted to determine if you are indeed incapacitated enough to receive the benefits of the policy. Experts question and find out if you need supervision and reminders for daily activities. If it deems that without such reminders you can harm yourself or others, it is an indication of cognitive impairment. They also test you to know whether or not you have been treated for Alzheimer’s disease or senile dementia. If you have already been diagnosed with either, it indicates cognitive impairment.
Posted: Tue Jan 26, 2010 04:53 am Post Subject:
Usually it's part of the application process. It's not all that complicated, you'd have to be in severe depreciated mental capacity to fail it.
Posted: Tue Jan 26, 2010 10:48 am Post Subject:
There are certain kinds of impairment that demands such tests even when you're perfectly capable of performing your other daily activities. These tests may have certain features that are different than the usual medical tests and may also involve people who don't even belong to the medical profession.
Posted: Wed Jan 27, 2010 07:41 am Post Subject:
This cognitive test would help determine the extent to which you're incapacitated. It might reveal different facts associated with this and would ultimately determine your benefits.
You'd need to sit with experts and determine if you're in need of additional reminders or supervision towards your normal daily activities.
Your cognitive impairment would be established if you're at risk of causing harm to yourself or to others under circumstances when you don't get such reminders.
Posted: Tue Feb 02, 2010 10:23 am Post Subject: Cognitive test
LTD cognitive tests are conducted to determine if you are indeed incapacitated enough to receive the benefits of the policy. Experts question and find out if you need supervision and reminders for daily activities. If it deems that without such reminders you can harm yourself or others, it is an indication of cognitive impairment. They also test you to know whether or not you have been treated for Alzheimer’s disease or senile dementia. If you have already been diagnosed with either, it indicates cognitive impairment.
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