by Guest » Sat Jun 05, 2010 10:21 pm
:shock: :shock: :shock:
Today, my 17 y,o. son tells me he drove his friends car trying to help him back out of a tight parking spot at their high school. My son does NOT have is DL nor his permit!!!!!
My son and his friend waited by the damaged car and gave the other student phones numbers etc.
The parents/owners of the hit car got an est. of 900.00 to paint the door and remove the dent.
Should I be soley responsible for the damage. Should the boy who knew my son does not have his DL be 1/2 liable?
I am soooo confused and upset ... what should I do?? I do not have one dime to my name - and am already working 2 jobs.
HELP!?
Today, my 17 y,o. son tells me he drove his friends car trying to help him back out of a tight parking spot at their high school. My son does NOT have is DL nor his permit!!!!!
My son and his friend waited by the damaged car and gave the other student phones numbers etc.
The parents/owners of the hit car got an est. of 900.00 to paint the door and remove the dent.
Should I be soley responsible for the damage. Should the boy who knew my son does not have his DL be 1/2 liable?
I am soooo confused and upset ... what should I do?? I do not have one dime to my name - and am already working 2 jobs.
HELP!?
Posted: Sat Jun 05, 2010 10:34 pm Post Subject:
We live in Ca
Posted: Sun Jun 06, 2010 11:11 am Post Subject:
Should I be soley responsible for the damage. Should the boy who knew my son does not have his DL be 1/2 liable?
Your son in most states would be considered a 'permissive driver', therefore would be afforded coverage under most policy contracts, regardless of your sons lack of license.I am soooo confused and upset ... what should I do?? I do not have one dime to my name - and am already working 2 jobs.
If it were me I would REQUIRE the vehicle owner (your boys friend/parents) file the claim under their policy, (property damage coverage). If their CA policy for some reason can deny the claim (CA's ins. rules/laws/regulations differ in many ways...so a CA disclaimer is warranted :wink: )..Then they will do so in writing. Should that happen, THEN and only THEN would I worry about the legal responsiblity of paying for the damages. If the car with the damage has collision coverage, they likewise can file with their carrier get the car fixed, then that vehicles carrier will subrogate.Now, morally do you (or more to the point your boy), have an obligation to pay for this damage? Well I guess that's really a question for you and your son. We weren't there, did the vehicle owner have to twist your boys arm to drive his car? (ie, "come on buddy help me out, you know I'll never be able to get the car out please!") Or did your son, offer, and pressure him to let allow him to move it, (ie, "Let me move it! You KNOW I'm a better driver than you. I guarantee you I'll get it out of there!").
Are the parents of the boy refusing to file it with their carrier ? Do you know who this carrier is?
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