Claim against home insurance

by Guest » Tue May 15, 2012 01:21 pm
Guest

My 12 year son had a fracture in his knee at a friend's place. Also has torn ligaments. Can I make a claim against their home insurance policy?

Total Comments: 4

Posted: Tue May 15, 2012 08:04 pm Post Subject:

You can only collect on a claim if there was some element of negligence on the part of the homeowner or a member of his household involved in what led to your son's injury.

Posted: Wed May 16, 2012 12:42 am Post Subject:

Or if the policy has Medical Payment coverage and the other carriers wants to offer it. It usually has a limit of $1000, sometimes $5000. But is their liability involved with this or do you just want to collect because it happened at their house?

Posted: Wed May 16, 2012 06:40 am Post Subject: Claim against home insurance

A portion of their house was under renovation, and my son tripped there while playing. I believe somebody must have been present there to supervise them. I think they are partially liable for the incident.

Posted: Wed May 16, 2012 10:01 am Post Subject:

There could be liability under the premise of "attractive nuisance." File a claim with the property owner's homeowner's insurance company and see what happens.

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