by bigmike48 » Fri Dec 14, 2012 02:58 pm
during sandy my home received damage to almost every surface of the roof.when the adjuster came he did a brittleness test and my roof failed.according to the adjuster any surface that is damaged and fails this test needs replacement not repair.now allstate says they are only going to pay for repair about 1/6 of the estimate I got for replacement.what do I do?
Posted: Tue Dec 18, 2012 12:29 am Post Subject:
File a complaint with your state's Dept of Insurance alleging unfair claims practices.
Posted: Fri Dec 21, 2012 01:18 pm Post Subject:
You can get another adjuster to look at your claim. You can hire one yourself or call up the claims line and ask them to reassign someone.
Complaining with the State's Dept. of Insurance should be the final alternative.
Posted: Fri Dec 21, 2012 05:32 pm Post Subject:
Complaining with the State's Dept. of Insurance should be the final alternative.
Not true. Bringing in the Dept of Insurance as early as possible when claims are not being administered properly serves notice on the insurance company to clean up its act. It alerts the Dept of Insurance to potentially larger issues and allows them to react more effectively to protect consumers.
Posted: Thu Jan 10, 2013 03:56 pm Post Subject:
You may want to consider hiring a public adjuster to come out and evaluate your loss. I can not speak for others but our firm never charges for a consultation and if you do decide to hire a public adjuster you should only have to pay a small percentage of your claim proceeds that they assisted in recovering at the time you get paid.
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