by sperez7 » Thu Feb 06, 2014 06:55 pm
I recently had a roof claim paid on my home. When the roofer started work he found out that the back part of my house is shake with decking laid over. The adjustor who came for the insurance company did not catch it and my insurance check was only for a regular tear off not for new decking. It is against city code to roof over wood shakes. The insurance company basically said that it was my responsibility for the difference.
Posted: Thu Feb 06, 2014 08:20 pm Post Subject:
The insurance company basically said that it was my responsibility for the difference.
I hear you. Um... do you have a question? If you are wondering if it's covered... did you ask the adjuster why it was not?
Posted: Mon Sep 22, 2014 08:41 pm Post Subject:
This is a situation that may fall under your law and ordinance coverage if available under you policy. I recommend checking to see if you do have the coverage and then just submit the documentation from the city stating what will need to be done in order to comply with local code.
Posted: Mon Oct 13, 2014 10:40 am Post Subject:
Yeah, I think so. If you had damage on your deck too, then you should have to submit documents for it also. Because it is essential to have a strong deck to build a roof.
Posted: Tue Oct 14, 2014 04:20 pm Post Subject:
LOL!
Posted: Thu Nov 20, 2014 06:22 am Post Subject:
You should stop roof replacement work for a while, let the insurance company know about your deck condition. And start work with a solid base.
Posted: Tue Nov 25, 2014 06:14 am Post Subject:
In this condition check your policy documents to make sure what it covers, if it is covered then you can claim back. But first you need to be sure about coverage of insurance.
Posted: Thu Dec 11, 2014 11:26 am Post Subject:
It depends on the coverage of your home insurance. If your policy covers it then you should submit all the documentation again to claim.
Posted: Mon Dec 15, 2014 10:57 am Post Subject:
It will depend upon the coverage of your house insurance .
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