is rain damage covered by home insurance

by wdessino1 » Tue May 10, 2016 04:19 am

after over a week of rain, the wall board over our sliding glass door bubbled up from rain getting in somehow.

Total Comments: 13

Posted: Tue Jul 02, 2019 12:22 pm Post Subject: home insurance

In most cases, yes! A standard homeowner’s insurance policy will cover water damage from rain, as long as the storm had “opened up” a hole in the roof, causing the water to leak in.

On the other hand, any rotten shingles or other holes in the structure that was present before the storm will usually be denied because they are considered “preventable.” The insurance adjuster will most likely tell you that the hole could have been fixed beforehand to prevent the water damage.

Posted: Wed Sep 25, 2019 05:08 am Post Subject: House Insurance can cover Rain Damage

Your house insurance plan will cover damage caused by natural phenomena like floods, lightning, storms and even hail. If the valuables in your home have been damaged by any of the above mentioned natural phenomena, you can file a home insurance claim with your company.

Posted: Fri Sep 27, 2019 09:48 am Post Subject:

I don't think so, it all depends upon the policy coverage when purchased so contact the insurance company directly and explain the damaged caused. They might help you out according to policy terms & conditions.

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