Insuring the driver or the vehicle?

by Guest » Tue Nov 06, 2007 05:36 am
Guest

I am a very responsible parent, but like roxannenm, I wonder if I have to put my kids on my policy as an additional driver. When you purchase insurance, aren't you insuring the vehicle....no matter who is driving? If I let a friend borrow my car, doesn't insurance apply to them if they're in an accident? I realize insurance companies take a risk with teenage drivers, but that's the nature of their business. If a person never has an accident or makes a claim, will the insurance carrier REMIBURSE any premiums?

Total Comments: 12

Posted: Sat Dec 15, 2007 06:57 pm Post Subject: My Son just recieved his license

He is going to a school dance, we are goingto add him to our policy monday because the office is closed. He doesn't regularly drive my truck, this will be only second time I have allowed him to drive w/o me (he's driven alot with his permit) Can I allow him to use my vehicle tonight even though he is not on our insurence until monday?

Posted: Sun Dec 16, 2007 06:35 pm Post Subject:

should be ok norm, but you know what i'd do call the agent at home and just let them know...

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