by Chris Bantly » Tue May 12, 2009 05:35 pm
I read an article today that I found incredibly interesting, and I thought I would get the input of some of the adjusters on the board. A woman experienced a home invasion with a fairly large loss (jewelry, silver, money, etc.) She stated that she had never had a claim in the past, and that she had been an excellent customer (never any late payments, etc.) When the police arrived and found the front door wide open, they searched the property to make sure it was safe. There were no signs of forced entry and no borken windows / latches / etc. The only two ways that somebody could have entered the home would be if the front door was unlocked or if the burglar had found the spare key hidden in a fake rock (and then replaced it).
The woman stated in the article that her insurance company was refusing to pay because her negligence caused the loss. She further stated that she was told that because she played a major role in causing the loss, she would have her claim denied.
Has anyone ever dealt with anything like this?
The woman stated in the article that her insurance company was refusing to pay because her negligence caused the loss. She further stated that she was told that because she played a major role in causing the loss, she would have her claim denied.
Has anyone ever dealt with anything like this?
Posted: Thu May 28, 2009 01:06 am Post Subject:
Stupidity costs a lot of money...but it also is job security! Can you imagine how different the insurance industry would be if everybody used due caution and was careful in every day life? Sure there would still be accidents and natural disasters...but it would still be dramatically different.
Of course if you take stupidity out, there go half the lawsuits that are clogging our court system as well. I guess I should stop before I go on a rant!
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