I am a motorcyclist injured in an accident caused by a cycli

Posted: Fri Jun 19, 2009 09:52 am Post Subject:

Hi Kenwindle,

Well, I doubt if comprehensive is the answer. Collision and comprehensive coverage are known as physical damage coverage, i.e. it would pay out for the damages caused to the MV but it wouldn't compensate for injuries.

Which state are you from? Are motorcyclists required to carry insurance in your state? Do you have PIP or Medpay in your policy?

~Jeremy

Posted: Fri Jun 19, 2009 03:12 pm Post Subject:

For damage to your motorcycle you would either need to have collision coverage or uninsured motorist property damage coverage. Comprehensive coverage would not apply.

You mention injuries... certainly comprehensive coverage would not apply there. You'd need to have uninsured motorist bodily injury coverage or some type of medical payment coverage/P.I.P.

Posted: Fri Jun 19, 2009 08:43 pm Post Subject: I am a motorcyclist injured in an accident caused by a cycli

Hi There,
This would be an Uninsured Motorist claim on your motorcycle insurance policy. Also, still considered a "collision" although with a bicycle.

Posted: Fri Jun 19, 2009 09:36 pm Post Subject:

This would be an Uninsured Motorist claim on your motorcycle insurance policy.

Posted: Fri Jun 19, 2009 11:07 pm Post Subject: Kenwidle

Do you have motorcycle medical payments coverage on your policy? If so, your would be entitled to use it to pay valid medical expenses for yourself/passenger related to the accident.