by simon » Thu May 04, 2006 08:42 am
It allows us to help those we love maintain their standard of living even if we are no longer there to provide the earning power. Your income comes from Social Security, your savings and maybe a pension. Your survivors' future standard of living may not be at risk if you die. They may miss your affection, your wisdom and your weird jokes, but they probably won't miss your earning power because it has already been replaced.
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