Thanks prashantjain, I was wondered how these things work. I have never heard of this Amica insurance company. I will have to keep them in mind when I look into switching. It isn't nationwides rates that have me switching (even though I found better ones). I just do not like my Agent..he wasn't all I thought he was.
Posted: Fri Nov 21, 2008 02:04 am Post Subject: insurance
Well..........I figure this. Even if the top 10 insurance companies are shown ( ...and I'm not saying they aren't good..) should the 'consumer' go with what's best for them? What 'works' for them? I have Nationwide, myself. Even if it's not the MOST popular, it 'works' for me.
Posted: Fri Nov 21, 2008 03:41 am Post Subject:
Or, we could go the other direction:
The Ten Worst Insurance Companies
To identify the worst insurance companies for consumers,
researchers at the American Association for Justice (AAJ)
undertook a comprehensive investigation of thousands of
court documents, SEC and FBI records, state insurance
department investigations and complaints, news accounts
from across the country, and the testimony and depositions
of former insurance agents and adjusters. Our final
list includes companies across a range of different insurance
fields, including homeowners and auto insurers,
health insurers, life insurers, and disability insurers.
The Ten Worst Insurance Companies
1. Allstate
2. Unum
3. AIG
4. State Farm
5. Conseco
6. WellPoint
7. Farmers
8. UnitedHealth
9. Torchmark
10. Liberty Mutual
Posted: Fri Nov 21, 2008 10:56 am Post Subject:
Wow Fred, only 20% ''thought'' about switching after a loss/repair? I'm surprised it's that low! Shoot 20% of the claims I work (easily) have portions of the repair that have to be denied, (I'm sure you are equally familar with the ''It wasn't that way before the wreck'' :roll: )...so I'd have bet on a higher number..frankly I'm encouraged by that number...
Well my company atleast did make the happy list, and not the 'bad' list..that's a shocker.....and good to know...
these lists are just about as valid or important as Gary's (sorry bud, ya' know I love ya' :wink: )...my point being depending on what your critera is you can make just about any list come out any way you want...
And I total agree, that biggest does not equal best...and yes you should find what works for you...and fire, no way I'd have ins with an agent I didn't like or trust....period......
Posted: Fri Nov 21, 2008 04:49 pm Post Subject: insurance
Gosh!! I din't realize some of thos insrance companies are on the 'Worst' list. AIG......they have alot of ads on TV.Seems like they have ALOT of popularity, 'goodness', etc.
Posted: Sat Jan 30, 2010 06:48 pm Post Subject: Public
Iam a 19yr veteran of the insurance industry as a Agency Owner. I think you are out of your mind choosing insurance based on price and company size. The Agent makes the difference. I have never had a customer unhappy in a clam. I want allow it. The companies know it and so does my clients. Pick an Agent not a company my God. Is it come to where you dont want a relationship just a policy number and low price. If so quite complanning you got what you deserved.
Posted: Sat Jan 30, 2010 06:55 pm Post Subject:
I've handles a lot of claims and I would say that I've probably only spoke to an agent on 2% of them. When it comes to price and handling of claims, the agent has almost no input. Sorry, it's just a fact. While some coverage needs are complex and an agent is the only way to go, many people's needs are simple (PAP with 50/25/10 coverage, etc) and they just need a low price.
Question... when you sell a PAP or HO policy, do you sit down and explain all the different changes in coverage that each policy from the different carriers? If you do, you'd be the 1st and only agent to do this. Truth is, probably 99.999% of the agents out there don't have any idea of how the policies from different carriers differ from each other.
There certainly are exceptions to this statement.
Posted: Tue Feb 02, 2010 06:56 am Post Subject: You are all morons
ITS
STATEFARM1
ALLSTATE2
GEICO3
PROGRESSIVE4
FUKN MORONS
Posted: Tue Feb 02, 2010 09:14 pm Post Subject:
There's a reason why these big companies are on the top of both the worst and best list, as discussed on another thread. Big Companies = More Customers
I have never had a customer unhappy in a clam. I want allow it.
Frankly, someone with a denied claim is always going to be unhappy. And as an agent, you really don't have much control over it. Sure you may be able to sway a carrier on a claim that suspect which makes your client happy, but what do you do on an out right denial.
Posted: Thu Nov 20, 2008 11:25 pm Post Subject:
That would be the top 1 in 10 categories.
:oops: Oops! :oops:
Posted: Fri Nov 21, 2008 12:55 am Post Subject:
Thanks prashantjain, I was wondered how these things work. I have never heard of this Amica insurance company. I will have to keep them in mind when I look into switching. It isn't nationwides rates that have me switching (even though I found better ones). I just do not like my Agent..he wasn't all I thought he was.
Posted: Fri Nov 21, 2008 02:04 am Post Subject: insurance
Well..........I figure this. Even if the top 10 insurance companies are shown ( ...and I'm not saying they aren't good..) should the 'consumer' go with what's best for them? What 'works' for them? I have Nationwide, myself. Even if it's not the MOST popular, it 'works' for me.
Posted: Fri Nov 21, 2008 03:41 am Post Subject:
Or, we could go the other direction:
The Ten Worst Insurance Companies
To identify the worst insurance companies for consumers,
researchers at the American Association for Justice (AAJ)
undertook a comprehensive investigation of thousands of
court documents, SEC and FBI records, state insurance
department investigations and complaints, news accounts
from across the country, and the testimony and depositions
of former insurance agents and adjusters. Our final
list includes companies across a range of different insurance
fields, including homeowners and auto insurers,
health insurers, life insurers, and disability insurers.
The Ten Worst Insurance Companies
1. Allstate
2. Unum
3. AIG
4. State Farm
5. Conseco
6. WellPoint
7. Farmers
8. UnitedHealth
9. Torchmark
10. Liberty Mutual
Posted: Fri Nov 21, 2008 10:56 am Post Subject:
Wow Fred, only 20% ''thought'' about switching after a loss/repair? I'm surprised it's that low! Shoot 20% of the claims I work (easily) have portions of the repair that have to be denied, (I'm sure you are equally familar with the ''It wasn't that way before the wreck'' :roll: )...so I'd have bet on a higher number..frankly I'm encouraged by that number...
Well my company atleast did make the happy list, and not the 'bad' list..that's a shocker.....and good to know...
these lists are just about as valid or important as Gary's (sorry bud, ya' know I love ya' :wink: )...my point being depending on what your critera is you can make just about any list come out any way you want...
And I total agree, that biggest does not equal best...and yes you should find what works for you...and fire, no way I'd have ins with an agent I didn't like or trust....period......
Posted: Fri Nov 21, 2008 04:49 pm Post Subject: insurance
Gosh!! I din't realize some of thos insrance companies are on the 'Worst' list. AIG......they have alot of ads on TV.Seems like they have ALOT of popularity, 'goodness', etc.
Posted: Sat Jan 30, 2010 06:48 pm Post Subject: Public
Iam a 19yr veteran of the insurance industry as a Agency Owner. I think you are out of your mind choosing insurance based on price and company size. The Agent makes the difference. I have never had a customer unhappy in a clam. I want allow it. The companies know it and so does my clients. Pick an Agent not a company my God. Is it come to where you dont want a relationship just a policy number and low price. If so quite complanning you got what you deserved.
Posted: Sat Jan 30, 2010 06:55 pm Post Subject:
I've handles a lot of claims and I would say that I've probably only spoke to an agent on 2% of them. When it comes to price and handling of claims, the agent has almost no input. Sorry, it's just a fact. While some coverage needs are complex and an agent is the only way to go, many people's needs are simple (PAP with 50/25/10 coverage, etc) and they just need a low price.
Question... when you sell a PAP or HO policy, do you sit down and explain all the different changes in coverage that each policy from the different carriers? If you do, you'd be the 1st and only agent to do this. Truth is, probably 99.999% of the agents out there don't have any idea of how the policies from different carriers differ from each other.
There certainly are exceptions to this statement.
Posted: Tue Feb 02, 2010 06:56 am Post Subject: You are all morons
ITS
STATEFARM1
ALLSTATE2
GEICO3
PROGRESSIVE4
FUKN MORONS
Posted: Tue Feb 02, 2010 09:14 pm Post Subject:
There's a reason why these big companies are on the top of both the worst and best list, as discussed on another thread. Big Companies = More Customers
I have never had a customer unhappy in a clam. I want allow it.
Frankly, someone with a denied claim is always going to be unhappy. And as an agent, you really don't have much control over it. Sure you may be able to sway a carrier on a claim that suspect which makes your client happy, but what do you do on an out right denial.
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