Need to know if insurance will cover another damage claim if totaled car for hail damage. I still pay full coverage insurance.
Total Comments: 8
Posted: Sun Sep 06, 2009 12:19 pm Post Subject:
Yep, if you still have collision and comp, you're company must cover perils associated with those coverages...of course if another is at fault for an accident, their company would pay...only thing it really affects is...the value of your vehicle is 20=40% less based solely on it's salvaged (or prior salvaged) title. Also they could write an estimate of repair with substantial 'related prior damage', (RPD, means damage already exsists on the panel in question..)
Posted: Sun Sep 06, 2009 07:37 pm Post Subject:
Thank you so much for the response.
Posted: Mon Sep 07, 2009 12:21 pm Post Subject:
my pleasure
Posted: Tue Sep 08, 2009 11:35 am Post Subject:
Hi guitarplyr2..
Welcome to the forums...it's good that you've shared your problem with us. It would be great if you'd step into the forums at times and share your queries or give your feed-backs regarding other queries forwarded by the visitors. Pinkfloydfan
Posted: Sat Jun 12, 2010 09:21 pm Post Subject: hail damage
our new Saturn was "what we think" totalled by hail last night. We are afraid to have it "fixed" because it only has 14500 miles on it and we want it in new condition. not repaired condition. In otherwords we want the car in the same condition as it was before it was pelted. Is it possible the insurance will pay this off so that we can get a car in similar conditon?
Posted: Sun Jun 13, 2010 12:07 am Post Subject:
our new Saturn was "what we think" totalled by hail last night. We are afraid to have it "fixed" because it only has 14500 miles on it and we want it in new condition. not repaired condition. In otherwords we want the car in the same condition as it was before it was pelted. Is it possible the insurance will pay this off so that we can get a car in similar conditon?
Not unless the damage reaches 75-80% of the vehicle's value, which I highly doubt. Very rare have I ever seen a vehicle totalled by hail, unless the hail was large in size and caused significant damage.
Posted: Sun Jun 13, 2010 12:05 pm Post Subject:
Hail rarely totals 'new' cars, (older vehicles with low ACV's all the time)...this is a saturn? Which one? most of the panels on most of the saturns are plastic, and should be undamaged by hail, I'd think. Unless you got softball sized hail. Something large enough to actually crack the panels.
Posted: Sun Jun 13, 2010 12:56 pm Post Subject:
this is a saturn? Which one? most of the panels on most of the saturns are plastic, and should be undamaged by hail, I'd think.
:lol: Forgot about that. It's been awhile since I have seen one.
Posted: Sun Sep 06, 2009 12:19 pm Post Subject:
Yep, if you still have collision and comp, you're company must cover perils associated with those coverages...of course if another is at fault for an accident, their company would pay...only thing it really affects is...the value of your vehicle is 20=40% less based solely on it's salvaged (or prior salvaged) title. Also they could write an estimate of repair with substantial 'related prior damage', (RPD, means damage already exsists on the panel in question..)
Posted: Sun Sep 06, 2009 07:37 pm Post Subject:
Thank you so much for the response.
Posted: Mon Sep 07, 2009 12:21 pm Post Subject:
my pleasure
Posted: Tue Sep 08, 2009 11:35 am Post Subject:
Hi guitarplyr2..
Welcome to the forums...it's good that you've shared your problem with us. It would be great if you'd step into the forums at times and share your queries or give your feed-backs regarding other queries forwarded by the visitors. Pinkfloydfan
Posted: Sat Jun 12, 2010 09:21 pm Post Subject: hail damage
our new Saturn was "what we think" totalled by hail last night. We are afraid to have it "fixed" because it only has 14500 miles on it and we want it in new condition. not repaired condition. In otherwords we want the car in the same condition as it was before it was pelted. Is it possible the insurance will pay this off so that we can get a car in similar conditon?
Posted: Sun Jun 13, 2010 12:07 am Post Subject:
our new Saturn was "what we think" totalled by hail last night. We are afraid to have it "fixed" because it only has 14500 miles on it and we want it in new condition. not repaired condition. In otherwords we want the car in the same condition as it was before it was pelted. Is it possible the insurance will pay this off so that we can get a car in similar conditon?
Not unless the damage reaches 75-80% of the vehicle's value, which I highly doubt. Very rare have I ever seen a vehicle totalled by hail, unless the hail was large in size and caused significant damage.
Posted: Sun Jun 13, 2010 12:05 pm Post Subject:
Hail rarely totals 'new' cars, (older vehicles with low ACV's all the time)...this is a saturn? Which one? most of the panels on most of the saturns are plastic, and should be undamaged by hail, I'd think. Unless you got softball sized hail. Something large enough to actually crack the panels.
Posted: Sun Jun 13, 2010 12:56 pm Post Subject:
this is a saturn? Which one? most of the panels on most of the saturns are plastic, and should be undamaged by hail, I'd think.
:lol: Forgot about that. It's been awhile since I have seen one.
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